Kskj Life
100% goes to programs
Kskj Life is a 501(c)(8) organization based in Joliet, Illinois, registered in 1940, with $70,686,781 in FY2024 revenue. CharityIndex grades it B+, and it directs about 100% of spending to programs.
2439 Glenwood Ave, Joliet, IL, 60435 EIN 36-1150880 Since 1940
Revenue (FY2024)
$70.7M
▼ 32.3% vs prior year
Membership median: $185K
Expenses (FY2024)
$67.5M
Net assets
$17.4M
Employees
32
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
B+
C+Program efficiency40% of the rating100% to programs
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. For Kskj Life: 100% to programs earns a C+ on this criterion. See the exact thresholds →
AFinancial health25% of the rating3 mo reserves · +5% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Kskj Life: 3 mo reserves · +5% margin earns a A on this criterion. See the exact thresholds →
A+Governance25% of the rating6 of 6 checks met
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. For Kskj Life: 6 of 6 checks met earns a A+ on this criterion. See the exact thresholds →
ATransparency10% of the rating4 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Kskj Life: 4 of 5 disclosure signals earns a A on this criterion. See the exact thresholds →
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Mission
To provide financial security to our members and their families through life insurance and annuity products, and to make a difference by reinvesting back into our communities.
Contact & location
- Address
- 2439 Glenwood Ave, Joliet, IL, 60435
- City
- Joliet
- State
- Illinois
- Category
- Mutual & Membership Benefit
- Subcategory
- Fraternal Societies
- Phone
- …
- Website
- …
Financial trends
Revenue declined from $88.7M (FY2013) to $70.7M (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $492.2MNet assets $17.4M
Operating margin
4.6%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$509.6M
Total liabilities
$492.2M
Net assets
$17.4M
Salaries & benefits
$3.8M
6% of expenses
Board members
9
9 independent
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $70,686,781▼32.3% | $67,468,170▼35.7% | $17,354,836▲11.4% | $509,590,264▼6.9% | 990 |
| 2023 | $104,362,157▲4.6% | $104,932,922▲5.3% | $15,577,276▼12.2% | $547,078,775▼3.4% | 990 |
| 2022 | $99,748,650▲22.7% | $99,605,250▲22.9% | $17,733,661▼7.5% | $566,621,445▲1.7% | 990 |
| 2021 | $81,326,780▼5.3% | $81,027,899▼4.8% | $19,173,331▼4.0% | $557,090,096▲5.8% | 990 |
| 2020 | $85,861,013▼9.6% | $85,097,534▼9.3% | $19,979,873▲1.8% | $526,627,444▲1.2% | 990 |
| 2019 | $94,930,781▲16.3% | $93,835,129▲18.6% | $19,619,348▲3.6% | $520,229,093▲1.3% | 990 |
| 2018 | $81,597,708▲5.7% | $79,117,496▲5.1% | $18,944,998▲12.6% | $513,333,450▲1.4% | 990 |
| 2017 | $77,187,841▲1.2% | $75,300,102▲0.4% | $16,824,681▲6.5% | $506,489,918▲4.4% | 990 |
| 2016 | $76,297,887▼15.5% | $75,003,603▼16.2% | $15,792,188▲5.2% | $485,021,725▲5.1% | 990 |
| 2015 | $90,344,723▲9.6% | $89,460,891▲13.0% | $15,018,200▲3.5% | $461,372,641▲10.7% | 990 |
| 2014 | $82,421,933▼7.1% | $79,144,590▼8.8% | $14,511,835▲26.5% | $416,766,287▲13.0% | 990 |
| 2013 | $88,709,521 | $86,770,608▲3.8% | $11,469,653▲16.6% | $368,802,455▲18.3% | 990 |
| 2012 | — | $83,591,260▼1.2% | $9,837,137▲21.9% | $311,718,942▲21.6% | 990 |
| 2011 | — | $84,609,510▲16.3% | $8,070,120▲25.5% | $256,447,975▲29.5% | 990 |
| 2010 | — | $72,742,442 | $6,429,406 | $197,979,240 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Leadership & compensation (FY2024)
Highest-paid: Anthony J Mravle — $440,195 (0.65% of total expenses)
| Name | Title | Hours/week | Compensation |
|---|---|---|---|
| Anthony J Mravle | Ceo | 38 | $440,195 |
| Stuart Buchanan | Corporate Sec'y | 38 | $334,772 |
| Anthony T Mravle | Investment Mgr | 25 | $314,344 |
| Brian Sharp | Cfo | 38 | $265,631 |
| April Sleyko | Chief Marketing Officer | 38 | $234,921 |
| Lauren Rainey | Vp Operations | 38 | $212,975 |
| Anthony Menart | Chair of Board | 5 | $36,000 |
| Philip Hrvatin | Vice Chairman | 5 | $26,000 |
| Marylou Stefanick | Director | 1 | $22,150 |
| Daniel Golob | Director | 1 | $22,000 |
| Julie Schneller | Director | 1 | $22,000 |
| Daniel Mihelich | Director | 1 | $21,000 |
| Ashley Begg | Director | 1 | $16,000 |
| Michael Vidmar | Director | 1 | $16,000 |
Top vendors & contractors (FY2024)
| Contractor | Services | Paid |
|---|---|---|
| Amr | Computer Software | $1,332,378 |
| Optimum Re | Reinsurance | $410,228 |
| Icover | Underwriting | $377,615 |
| Aqueity | Computer Software | $282,214 |
| Griffith Ballard & Co | Actuarial Services | $159,110 |
Grants made · $25K in FY2024
1 grant totaling $25K in FY2024. All grants made by Kskj Life →
| Recipient | Purpose | Amount |
|---|---|---|
| Kskj Life Foundation | Charitable religius cultural | $24,875 |
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Compare Kskj Life
Frequently asked questions
- Is Kskj Life a legitimate nonprofit?
- Yes. Kskj Life is a 501(c)(8) organization registered with the U.S. Internal Revenue Service under EIN 36-1150880, based in Joliet, Illinois. Donations are tax-deductible.
- What is Kskj Life's EIN?
- Kskj Life's Employer Identification Number (EIN) is 36-1150880.
- How much revenue does Kskj Life report?
- Kskj Life reported $70,686,781 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- How much of Kskj Life's spending goes to programs?
- Kskj Life spends about 100% of its total expenses on programs, based on its latest IRS Form 990.
- What financial grade does Kskj Life have?
- CharityIndex grades Kskj Life B+, based on program efficiency and fundraising cost.
- How much does Kskj Life's highest-paid employee make?
- The highest reported compensation on Kskj Life's latest Form 990 is $440,195, paid to Anthony J Mravle (Ceo).
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Data for Kskj Life (EIN 36-1150880) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.