Josephine G Russell Trust
501(c)(3) Donations tax-deductible
Only null% goes to programs Strong reserves
Josephine G Russell Trust is a 501(c)(3) organization based in Andover, Massachusetts, registered in 1972, with $663,896 in FY2025 revenue. CharityIndex grades it C+.
9 Bartlet Street 343, Andover, MA, 01810 EIN 04-2136910 Since 1972
Revenue (FY2025)
$664K
▲ 23.3% vs prior year
Expenses (FY2025)
$600K
Net assets
$9.1M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
C+
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Josephine G Russell Trust— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
B+Financial health25% of the rating182 mo reserves · +10% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Josephine G Russell Trust: 182 mo reserves · +10% margin earns a B+ on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Josephine G Russell Trust— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
DTransparency10% of the rating1 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Josephine G Russell Trust: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
Show this grade on your website
A live seal — it updates automatically when the grade changes and links donors to this verified profile.
Contact & location
- Address
- 9 Bartlet Street 343, Andover, MA, 01810
- City
- Andover
- State
- Massachusetts
- Category
- —
- Subcategory
- —
Financial trends
Revenue declined from $919K (FY2014) to $664K (FY2025) across 12 reported years.
Financial snapshot
Financial health & position (FY2025)
Liabilities $0Net assets $9.1M
Operating margin
9.6%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$9.1M
Total liabilities
$0
Net assets
$9.1M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2025 | $663,896▲23.3% | $599,888▼8.7% | $9,085,023▲0.7% | $9,085,023▲0.7% | 990PF |
| 2024 | $538,378▲24.2% | $656,997▲2.5% | $9,021,015▼1.3% | $9,021,015▼1.3% | 990PF |
| 2023 | $433,578▲712% | $640,764▼5.5% | $9,139,634▼2.2% | $9,139,634▼2.2% | 990PF |
| 2022 | -$70,833▼107% | $677,799▲12.7% | $9,346,820▼7.4% | $9,346,820▼7.4% | 990PF |
| 2021 | $1,057,142▲37.7% | $601,299▼1.7% | $10,095,452▲4.7% | $10,095,452▲4.7% | 990PF |
| 2020 | $767,617▲9.5% | $611,416▲1.9% | $9,639,609▲1.6% | $9,639,609▲1.6% | 990PF |
| 2019 | $700,737▼6.0% | $599,967▲0.1% | $9,483,408▲1.1% | $9,483,408▲1.1% | 990PF |
| 2018 | $745,400▲67.7% | $599,257▲6.2% | $9,382,638▲1.6% | $9,382,638▲1.6% | 990PF |
| 2017 | $444,406▼7.9% | $564,189▼6.1% | $9,236,495▼1.3% | $9,236,495▼1.3% | 990PF |
| 2016 | $482,309▼21.1% | $600,543▼2.3% | $9,356,278▼1.2% | $9,356,278▼1.2% | 990PF |
| 2015 | $611,203▼33.5% | $614,430▲1.3% | $9,474,512 | $9,474,512 | 990PF |
| 2014 | $918,559 | $606,395▲11.0% | $9,477,739▲7.5% | $9,477,739▲7.5% | 990PF |
| 2012 | — | $546,436▲1.0% | $8,819,520▲0.2% | $8,819,520▲0.2% | 990PF |
| 2011 | — | $541,120▲3.9% | $8,798,368▲0.1% | $8,798,368▲0.1% | 990PF |
| 2010 | — | $520,813 | $8,792,384 | $8,792,384 | 990PF |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is Josephine G Russell Trust a legitimate nonprofit?
- Yes. Josephine G Russell Trust is a 501(c)(3) organization registered with the U.S. Internal Revenue Service under EIN 04-2136910, based in Andover, Massachusetts. Donations are tax-deductible.
- What is Josephine G Russell Trust's EIN?
- Josephine G Russell Trust's Employer Identification Number (EIN) is 04-2136910.
- How much revenue does Josephine G Russell Trust report?
- Josephine G Russell Trust reported $663,896 in total revenue on its fiscal year 2025 IRS Form 990 filing.
- What financial grade does Josephine G Russell Trust have?
- CharityIndex grades Josephine G Russell Trust C+, based on financial health (reserves and operating margin).
More nonprofits in Andover
Explore more
Data for Josephine G Russell Trust (EIN 04-2136910) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.