James W Denmark Loan Fund Inc
Only null% goes to programs Strong reserves Growing revenue
James W Denmark Loan Fund Inc is a 501(c)(3) organization based in Winstonsalem, North Carolina, registered in 1964, with $605,679 in FY2023 revenue. CharityIndex grades it C+.
Po Box 7354, Winstonsalem, NC, 27109 EIN 56-0774769 Since 1964
Revenue (FY2023)
$606K
▲ 174.8% vs prior year
Philanthropy median: $168K
Expenses (FY2023)
$17K
Net assets
$5.9M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
C+
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for James W Denmark Loan Fund Inc— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
B+Financial health25% of the rating4278 mo reserves · +97% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For James W Denmark Loan Fund Inc: 4278 mo reserves · +97% margin earns a B+ on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for James W Denmark Loan Fund Inc— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
DTransparency10% of the rating1 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For James W Denmark Loan Fund Inc: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
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Contact & location
- Address
- Po Box 7354, Winstonsalem, NC, 27109
- City
- Winstonsalem
- State
- North Carolina
- Subcategory
- Philanthropy Programs
Financial trends
Revenue grew from $370K (FY2013) to $606K (FY2023) across 11 reported years.
Financial snapshot
Financial health & position (FY2023)
Liabilities $2,839Net assets $5.9M
Operating margin
97.3%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$5.9M
Total liabilities
$2,839
Net assets
$5.9M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2023 | $605,679▲175% | $16,590▲3.2% | $5,914,700▲11.1% | $5,917,539▲11.1% | 990 |
| 2022 | $220,427▲104% | $16,072▼29.4% | $5,325,611▲9.1% | $5,326,211▲9.1% | 990 |
| 2021 | $108,216▼28.7% | $22,756▼9.3% | $4,882,130▼6.2% | $4,883,730▼6.5% | 990 |
| 2020 | $151,704▲17.3% | $25,090▲14.4% | $5,202,575▲14.6% | $5,221,250▲14.9% | 990 |
| 2019 | $129,377▼4.3% | $21,933▲52.2% | $4,541,143▲1.0% | $4,543,438▲1.0% | 990 |
| 2018 | $135,220▲18.6% | $14,406▼86.1% | $4,495,995▲3.6% | $4,497,090▲3.5% | 990 |
| 2017 | $114,052▼1.6% | $103,809▲374% | $4,338,270▲0.5% | $4,346,865▲0.5% | 990 |
| 2016 | $115,954▼42.5% | $21,922▼57.7% | $4,317,922▲5.3% | $4,327,017▲5.4% | 990 |
| 2015 | $201,572▲64.7% | $51,837▲6.3% | $4,101,771▲3.1% | $4,106,061▲3.2% | 990 |
| 2014 | $122,410▼66.9% | $48,776▼10.4% | $3,977,919▲2.1% | $3,977,919▲2.1% | 990 |
| 2013 | $369,530 | $54,410 | $3,896,005 | $3,896,005 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
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Frequently asked questions
- Is James W Denmark Loan Fund Inc a legitimate nonprofit?
- Yes. James W Denmark Loan Fund Inc is a 501(c)(3) organization registered with the U.S. Internal Revenue Service under EIN 56-0774769, based in Winstonsalem, North Carolina. Donations are tax-deductible.
- What is James W Denmark Loan Fund Inc's EIN?
- James W Denmark Loan Fund Inc's Employer Identification Number (EIN) is 56-0774769.
- How much revenue does James W Denmark Loan Fund Inc report?
- James W Denmark Loan Fund Inc reported $605,679 in total revenue on its fiscal year 2023 IRS Form 990 filing.
- What financial grade does James W Denmark Loan Fund Inc have?
- CharityIndex grades James W Denmark Loan Fund Inc C+, based on financial health (reserves and operating margin).
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Data for James W Denmark Loan Fund Inc (EIN 56-0774769) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.