James L Garard Jr Charitable Trust is a 501(c)(3) organization based in Glen Ellyn, Illinois, registered in 1992, with $128,404 in FY2025 revenue. CharityIndex grades it F.
Revenue (FY2025)
$128K
▼ 0.8% vs prior year
Expenses (FY2025)
$201K
Net assets
$1.8M
Employees
—
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for James L Garard Jr Charitable Trust— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For James L Garard Jr Charitable Trust: 108 mo reserves · -57% margin earns a F on this criterion. See the exact thresholds →
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for James L Garard Jr Charitable Trust— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For James L Garard Jr Charitable Trust: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
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Revenue declined from $148K (FY2017) to $128K (FY2025) across 9 reported years.
Financial snapshot
Operating margin
-56.8%
Spent more than it raised in the latest fiscal year.
Total assets
$1.8M
Total liabilities
$0
Net assets
$1.8M
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2025 | $128,404▼0.8% | $201,395▲1.0% | $1,814,143▼3.8% | $1,814,143▼3.8% | 990PF |
| 2024 | $129,409▲21.5% | $199,474▲85.5% | $1,886,558▼3.4% | $1,886,558▼3.4% | 990PF |
| 2023 | $106,513▼0.3% | $107,515▼64.4% | $1,952,005▲0.3% | $1,952,005▲0.3% | 990PF |
| 2022 | $106,830▼84.5% | $301,961▲131% | $1,946,384▼9.4% | $1,946,384▼9.4% | 990PF |
| 2021 | $689,016▲129% | $130,815▼72.4% | $2,149,223▲35.1% | $2,149,223▲35.1% | 990PF |
| 2020 | $301,392▲7.5% | $473,169▲29.7% | $1,591,022▼10.2% | $1,591,022▼10.2% | 990PF |
| 2019 | $280,286▼3.0% | $364,875▲45.6% | $1,771,306▼5.4% | $1,771,306▼5.4% | 990PF |
| 2018 | $289,101▲95.1% | $250,575▼25.8% | $1,873,166▲2.9% | $1,873,166▲2.9% | 990PF |
| 2017 | $148,168 | $337,526 | $1,820,427 | $1,820,427 | 990PF |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
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Data for James L Garard Jr Charitable Trust (EIN 36-6971311) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.