Jackson County Co-op Credit Union
501(c)(14)
Only null% goes to programs Strong reserves Growing revenue
Jackson County Co-op Credit Union is a 501(c)(14) organization based in Seymour, Indiana, registered in 2019, with $1,930,736 in FY2024 revenue. CharityIndex grades it C+.
705 W 2nd St, Seymour, IN, 47274 EIN 35-6022534 Since 2019
Revenue (FY2024)
$1.9M
▲ 10.9% vs prior year
Expenses (FY2024)
$1.5M
Net assets
$5.1M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
C+
★★★★
Rated on 2 of 4 criteria — the rest aren't reported in this filing type.
Held down by its weakest criterion — a strong score on one criterion can't hide a weak one.
How the rating works →—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Jackson County Co-op Credit Union— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating41 mo reserves · +21% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Jackson County Co-op Credit Union: 41 mo reserves · +21% margin earns a A on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Jackson County Co-op Credit Union— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
DTransparency10% of the rating1 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Jackson County Co-op Credit Union: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
Show this grade on your website
A live seal — it updates automatically when the grade changes and links donors to this verified profile.
Contact & location
Financial trends
Revenue grew from $924K (FY2013) to $1.9M (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $24.1MNet assets $5.1M
Operating margin
21.4%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$29.2M
Total liabilities
$24.1M
Net assets
$5.1M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $1,930,736▲10.9% | $1,517,923▲12.8% | $5,139,679▲8.7% | $29,220,597▼4.2% | 990 |
| 2023 | $1,741,552▲34.0% | $1,345,518▲14.6% | $4,726,808▲9.1% | $30,494,713▲0.1% | 990 |
| 2022 | $1,299,751▲0.1% | $1,174,108▲6.5% | $4,330,686▲3.0% | $30,477,541▲2.9% | 990 |
| 2021 | $1,298,525▲2.4% | $1,102,541▼2.0% | $4,204,980▲4.9% | $29,625,134▲12.1% | 990 |
| 2020 | $1,268,333▲9.7% | $1,124,899▲6.3% | $4,008,954▲3.7% | $26,434,772▲14.6% | 990 |
| 2019 | $1,156,595▲1.2% | $1,058,165▲11.6% | $3,865,480▲2.6% | $23,070,681▲3.0% | 990 |
| 2018 | $1,142,907▲15.2% | $948,066▲10.1% | $3,766,991▲5.5% | $22,390,552▼4.7% | 990 |
| 2017 | $991,842▲2.6% | $861,094▲3.4% | $3,572,088▲3.8% | $23,505,129▲8.2% | 990 |
| 2016 | $967,083▲10.2% | $832,830▲1.8% | $3,441,275▲4.1% | $21,733,719▲2.0% | 990 |
| 2015 | $877,215▲2.5% | $818,251▲7.2% | $3,306,973▲1.8% | $21,314,546▲0.9% | 990 |
| 2014 | $856,233▼7.3% | $763,064 | $3,247,965▲3.0% | $21,125,476▼2.9% | 990 |
| 2013 | $923,555 | $762,733▼7.4% | $3,154,713▲5.4% | $21,746,140▲2.9% | 990 |
| 2012 | — | $824,005▲5.8% | $2,993,829▲4.8% | $21,127,005▲12.3% | 990 |
| 2011 | — | $778,983▼2.3% | $2,857,021▼84.2% | $18,806,572▲4.1% | 990 |
| 2010 | — | $797,116 | $18,061,587 | $18,061,778 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is Jackson County Co-op Credit Union a legitimate nonprofit?
- Yes. Jackson County Co-op Credit Union is a 501(c)(14) organization registered with the U.S. Internal Revenue Service under EIN 35-6022534, based in Seymour, Indiana.
- What is Jackson County Co-op Credit Union's EIN?
- Jackson County Co-op Credit Union's Employer Identification Number (EIN) is 35-6022534.
- How much revenue does Jackson County Co-op Credit Union report?
- Jackson County Co-op Credit Union reported $1,930,736 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does Jackson County Co-op Credit Union have?
- CharityIndex grades Jackson County Co-op Credit Union C+, based on financial health (reserves and operating margin).
More nonprofits in Seymour
Explore more
Data for Jackson County Co-op Credit Union (EIN 35-6022534) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.