Internal Assn of Heat & Frost Insulators & Asbestos 91 Welfare F is a 501(c)(9) organization based in Hudson, New York, registered in 1972, with $3,514,019 in FY2024 revenue. CharityIndex grades it C+.
Revenue (FY2024)
$3.5M
▲ 24.4% vs prior year
Expenses (FY2024)
$3.1M
Net assets
$2.6M
Employees
—
Rated on 2 of 4 criteria — the rest aren't reported in this filing type.
Held down by its weakest criterion — a strong score on one criterion can't hide a weak one.
How the rating works →Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Internal Assn of Heat & Frost Insulators & Asbestos 91 Welfare F— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Internal Assn of Heat & Frost Insulators & Asbestos 91 Welfare F: 10 mo reserves · +12% margin earns a A on this criterion. See the exact thresholds →
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Internal Assn of Heat & Frost Insulators & Asbestos 91 Welfare F— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Internal Assn of Heat & Frost Insulators & Asbestos 91 Welfare F: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
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Revenue grew from $2.1M (FY2013) to $3.5M (FY2024) across 12 reported years.
Financial snapshot
Operating margin
12.5%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$3.1M
Total liabilities
$449K
Net assets
$2.6M
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $3,514,019▲24.4% | $3,075,163▲8.0% | $2,646,814▲19.9% | $3,095,724▲24.6% | 990 |
| 2023 | $2,823,886▲57.6% | $2,848,359▲4.8% | $2,207,958▼1.1% | $2,485,293▲0.2% | 990 |
| 2022 | $1,791,242▼16.1% | $2,718,325▼1.5% | $2,232,431▼29.3% | $2,479,424▼25.7% | 990 |
| 2021 | $2,134,829▼20.1% | $2,759,042▼5.0% | $3,159,514▼16.5% | $3,339,142▼16.6% | 990 |
| 2020 | $2,671,151▼41.4% | $2,903,533▼21.7% | $3,783,727▼5.8% | $4,005,910▼19.6% | 990 |
| 2019 | $4,555,966▲64.2% | $3,706,200▲23.9% | $4,016,109▲26.8% | $4,980,334▲37.8% | 990 |
| 2018 | $2,775,145▼8.4% | $2,990,913▲11.1% | $3,166,343▼6.4% | $3,614,979▼2.8% | 990 |
| 2017 | $3,031,184▲25.2% | $2,692,374▲9.4% | $3,382,111▲11.1% | $3,718,219▲13.6% | 990 |
| 2016 | $2,420,531▼12.2% | $2,461,788▼5.8% | $3,043,301▼1.3% | $3,274,445▼0.5% | 990 |
| 2015 | $2,757,109▲15.6% | $2,613,952▲15.5% | $3,084,558▲4.9% | $3,291,708▲1.1% | 990 |
| 2014 | $2,384,337▲12.8% | $2,263,884▲3.2% | $2,941,401▲4.3% | $3,255,070▲5.0% | 990 |
| 2013 | $2,113,270 | $2,192,765▼1.3% | $2,820,948▼2.7% | $3,099,072▲1.0% | 990 |
| 2012 | — | $2,221,592▼8.7% | $2,900,443▼3.1% | $3,069,534▼7.5% | 990 |
| 2011 | — | $2,433,473▲3.9% | $2,992,791▲5.7% | $3,319,058▲7.2% | 990 |
| 2010 | — | $2,341,901 | $2,830,601 | $3,095,557 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
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Data for Internal Assn of Heat & Frost Insulators & Asbestos 91 Welfare F (EIN 23-7086241) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.