Illinois Life & Health Insurance Guaranty Association
501(c)(6)
Only null% goes to programs Strong reserves Growing revenue
Illinois Life & Health Insurance Guaranty Association is a 501(c)(6) organization based in Lisle, Illinois, registered in 1981, with $24,525,841 in FY2025 revenue. CharityIndex grades it D.
901 Warrenville Rd Ste 400, Lisle, IL, 60532 EIN 36-3117539 Since 1981
Revenue (FY2025)
$24.5M
▼ 56.1% vs prior year
Expenses (FY2025)
$42.8M
Net assets
$103.8M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
D
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Illinois Life & Health Insurance Guaranty Association— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
FFinancial health25% of the rating29 mo reserves · -75% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Illinois Life & Health Insurance Guaranty Association: 29 mo reserves · -75% margin earns a F on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Illinois Life & Health Insurance Guaranty Association— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
CTransparency10% of the rating2 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Illinois Life & Health Insurance Guaranty Association: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
Show this grade on your website
A live seal — it updates automatically when the grade changes and links donors to this verified profile.
Contact & location
Financial trends
Revenue declined from $32.2M (FY2018) to $24.5M (FY2025) across 8 reported years.
Financial snapshot
Financial health & position (FY2025)
Liabilities $10.7MNet assets $103.8M
Operating margin
-74.7%
Spent more than it raised in the latest fiscal year.
Total assets
$114.4M
Total liabilities
$10.7M
Net assets
$103.8M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2025 | $24,525,841▼56.1% | $42,837,945▲221% | $103,767,373▼12.5% | $114,436,331▼11.1% | 990 |
| 2024 | $55,913,593▲285% | $13,355,113▲21.8% | $118,591,882▲56.1% | $128,658,716▲43.4% | 990 |
| 2023 | $14,512,124▲137% | $10,963,853▼0.6% | $75,967,354▲10.3% | $89,725,084▲8.7% | 990 |
| 2022 | $6,114,389▼86.4% | $11,032,282▲2.4% | $68,843,944▼25.0% | $82,535,675▼21.4% | 990 |
| 2021 | $45,042,469▲48.8% | $10,777,914▼17.5% | $91,838,653▲49.8% | $105,017,420▲17.2% | 990 |
| 2020 | $30,272,519▼9.5% | $13,066,002▼76.1% | $61,315,817▲61.7% | $89,615,352▲1.3% | 990 |
| 2019 | $33,432,522▲3.9% | $54,728,305▲206% | $37,919,533▼34.7% | $88,508,756▲23.1% | 990 |
| 2018 | $32,191,148 | $17,890,525 | $58,050,072 | $71,881,342 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is Illinois Life & Health Insurance Guaranty Association a legitimate nonprofit?
- Yes. Illinois Life & Health Insurance Guaranty Association is a 501(c)(6) organization registered with the U.S. Internal Revenue Service under EIN 36-3117539, based in Lisle, Illinois.
- What is Illinois Life & Health Insurance Guaranty Association's EIN?
- Illinois Life & Health Insurance Guaranty Association's Employer Identification Number (EIN) is 36-3117539.
- How much revenue does Illinois Life & Health Insurance Guaranty Association report?
- Illinois Life & Health Insurance Guaranty Association reported $24,525,841 in total revenue on its fiscal year 2025 IRS Form 990 filing.
- What financial grade does Illinois Life & Health Insurance Guaranty Association have?
- CharityIndex grades Illinois Life & Health Insurance Guaranty Association D, based on financial health (reserves and operating margin).
More nonprofits in Lisle
Explore more
Data for Illinois Life & Health Insurance Guaranty Association (EIN 36-3117539) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.