Housing & Building Associstion of Western Colorado
501(c)(6)
Only null% goes to programs Strong reserves Growing revenue
Housing & Building Associstion of Western Colorado is a 501(c)(6) organization based in Grand Jct, Colorado, registered in 1996, with $453,074 in FY2024 revenue. CharityIndex grades it B.
569 S Westgate Dr Unit 3, Grand Jct, CO, 81505 EIN 84-0748945 Since 1996
Revenue (FY2024)
$453K
▲ 32.1% vs prior year
Expenses (FY2024)
$446K
Net assets
$253K
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
B
★★★★
Rated on 2 of 4 criteria — the rest aren't reported in this filing type.
Held down by its weakest criterion — a strong score on one criterion can't hide a weak one.
How the rating works →—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Housing & Building Associstion of Western Colorado— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating7 mo reserves · +1% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Housing & Building Associstion of Western Colorado: 7 mo reserves · +1% margin earns a A on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Housing & Building Associstion of Western Colorado— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
CTransparency10% of the rating2 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Housing & Building Associstion of Western Colorado: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
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Contact & location
Financial trends
Revenue grew from $174K (FY2013) to $453K (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $3,529Net assets $253K
Operating margin
1.5%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$257K
Total liabilities
$3,529
Net assets
$253K
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $453,074▲32.1% | $446,479▲36.3% | $253,216▲4.3% | $256,745▼8.8% | 990 |
| 2023 | $343,044▲43.8% | $327,543▲82.0% | $242,832▲6.8% | $281,419▲2.7% | 990 |
| 2022 | $238,541▲10.1% | $179,995▲72.7% | $227,331▲34.7% | $274,065▲30.8% | 990 |
| 2021 | $216,748▲36.8% | $104,226▼41.8% | $168,785▲200% | $209,579▲82.7% | 990 |
| 2020 | $158,484▼39.8% | $178,936▼33.6% | $56,263▼26.7% | $114,727▼17.0% | 990 |
| 2019 | $263,234▲40.9% | $269,639▲31.2% | $76,715▼7.7% | $138,233▼13.1% | 990 |
| 2018 | $186,850▼8.0% | $205,558▼2.1% | $83,120▼18.4% | $159,148▼16.0% | 990EZ |
| 2017 | $203,001▲3.3% | $209,871▲1.1% | $101,828▼6.3% | $189,420▲2.6% | 990 |
| 2016 | $196,500▲3.8% | $207,646▲14.6% | $108,698▼9.3% | $184,688▼17.7% | 990EZ |
| 2015 | $189,303▲7.4% | $181,166▲20.5% | $119,844▲7.3% | $224,280▲16.2% | 990EZ |
| 2014 | $176,184▲1.4% | $150,304▼1.5% | $111,707▲30.2% | $192,945▲7.7% | 990EZ |
| 2013 | $173,812 | $152,607 | $85,827 | $179,219 | 990EZ |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is Housing & Building Associstion of Western Colorado a legitimate nonprofit?
- Yes. Housing & Building Associstion of Western Colorado is a 501(c)(6) organization registered with the U.S. Internal Revenue Service under EIN 84-0748945, based in Grand Jct, Colorado.
- What is Housing & Building Associstion of Western Colorado's EIN?
- Housing & Building Associstion of Western Colorado's Employer Identification Number (EIN) is 84-0748945.
- How much revenue does Housing & Building Associstion of Western Colorado report?
- Housing & Building Associstion of Western Colorado reported $453,074 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does Housing & Building Associstion of Western Colorado have?
- CharityIndex grades Housing & Building Associstion of Western Colorado B, based on financial health (reserves and operating margin).
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Data for Housing & Building Associstion of Western Colorado (EIN 84-0748945) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.