Highway District 2 Credit Union is a 501(c)(14) organization based in Fort Worth, Texas, registered in 1976, with $246,876 in FY2025 revenue. CharityIndex grades it B.
Revenue (FY2025)
$247K
▼ 2.5% vs prior year
Expenses (FY2025)
$216K
Net assets
$1.4M
Employees
—
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Highway District 2 Credit Union— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Highway District 2 Credit Union: 76 mo reserves · +13% margin earns a B+ on this criterion. See the exact thresholds →
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Highway District 2 Credit Union— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Highway District 2 Credit Union: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
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Revenue grew from $228K (FY2020) to $247K (FY2025) across 6 reported years.
Financial snapshot
Operating margin
12.6%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$4.3M
Total liabilities
$2.9M
Net assets
$1.4M
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2025 | $246,876▼2.5% | $215,699▲6.1% | $1,366,729▲2.3% | $4,292,819▼10.4% | 990 |
| 2024 | $253,131▲21.3% | $203,217▲7.4% | $1,335,552▲3.9% | $4,790,275▼3.1% | 990 |
| 2023 | $208,734▲15.2% | $189,172▲3.0% | $1,285,638▲1.5% | $4,941,553▼9.1% | 990 |
| 2022 | $181,187▼7.2% | $183,705▲6.8% | $1,266,076▼0.2% | $5,438,194▼0.4% | 990 |
| 2021 | $195,322▼14.5% | $171,977▼12.4% | $1,268,594▲1.9% | $5,459,340▼1.8% | 990 |
| 2020 | $228,465 | $196,289 | $1,245,249 | $5,558,628 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
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Data for Highway District 2 Credit Union (EIN 75-1016630) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.