Heat & Frost Insulators Local 6 Afl-cio-bica Labor Cooperation Tr is a 501(c)(5) organization based in Quincy, Massachusetts, registered in 1997, with $194,738 in FY2024 revenue. CharityIndex grades it C+.
Revenue (FY2024)
$195K
▲ 9.7% vs prior year
Expenses (FY2024)
$13K
Net assets
$917K
Employees
—
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Heat & Frost Insulators Local 6 Afl-cio-bica Labor Cooperation Tr— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Heat & Frost Insulators Local 6 Afl-cio-bica Labor Cooperation Tr: 853 mo reserves · +93% margin earns a B+ on this criterion. See the exact thresholds →
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Heat & Frost Insulators Local 6 Afl-cio-bica Labor Cooperation Tr— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Heat & Frost Insulators Local 6 Afl-cio-bica Labor Cooperation Tr: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
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Revenue grew from $111K (FY2014) to $195K (FY2024) across 11 reported years.
Financial snapshot
Operating margin
93.4%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$917K
Total liabilities
$0
Net assets
$917K
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $194,738▲9.7% | $12,906▼86.5% | $917,111▲24.7% | $917,111▲24.7% | 990 |
| 2023 | $177,562▲7.7% | $95,391▼10.1% | $735,279▲12.6% | $735,279▲9.5% | 990 |
| 2022 | $164,823▲6.8% | $106,131▼27.3% | $653,107▲9.9% | $671,643▲10.1% | 990 |
| 2021 | $154,327▲27.1% | $146,028▲33.8% | $594,415▲1.4% | $609,776▲3.4% | 990 |
| 2020 | $121,438▼25.7% | $109,167▼31.9% | $586,116▲2.1% | $589,518▲2.0% | 990 |
| 2019 | $163,518▲6.2% | $160,342▲45.1% | $573,845▲0.6% | $577,903▲0.5% | 990 |
| 2018 | $154,005▲7.7% | $110,495▲117% | $570,669▲8.3% | $575,068▲8.6% | 990 |
| 2017 | $142,988▲13.5% | $50,821▼53.1% | $527,159▲21.2% | $529,557▲17.4% | 990 |
| 2016 | $125,950▲3.0% | $108,257▲29.4% | $434,992▲4.2% | $451,228▲7.7% | 990EZ |
| 2015 | $122,297▲9.9% | $83,676▲76.9% | $417,299▲10.2% | $418,895▲8.4% | 990EZ |
| 2014 | $111,290 | $47,314 | $378,678 | $386,399 | 990EZ |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
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Data for Heat & Frost Insulators Local 6 Afl-cio-bica Labor Cooperation Tr (EIN 04-6840605) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.