Gertrude M Eck Trust
501(c)(3) Donations tax-deductible
Only null% goes to programs Strong reserves Growing revenue
Gertrude M Eck Trust is a 501(c)(3) organization based in Saint Cloud, Minnesota, registered in 1977, with $98,552 in FY2025 revenue. CharityIndex grades it C+.
Po Box 986, Saint Cloud, MN, 56302 EIN 45-6051744 Since 1977
Revenue (FY2025)
$99K
▲ 128.4% vs prior year
Expenses (FY2025)
$80K
Net assets
$876K
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
C+
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Gertrude M Eck Trust— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
B+Financial health25% of the rating131 mo reserves · +19% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Gertrude M Eck Trust: 131 mo reserves · +19% margin earns a B+ on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Gertrude M Eck Trust— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
DTransparency10% of the rating1 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Gertrude M Eck Trust: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
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Contact & location
- Address
- Po Box 986, Saint Cloud, MN, 56302
- City
- Saint Cloud
- State
- Minnesota
- Category
- —
- Subcategory
- —
Financial trends
Revenue grew from $68K (FY2013) to $99K (FY2025) across 13 reported years.
Financial snapshot
Financial health & position (FY2025)
Liabilities $0Net assets $876K
Operating margin
18.6%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$876K
Total liabilities
$0
Net assets
$876K
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2025 | $98,552▲128% | $80,181▲1.1% | $875,671▲2.1% | $875,671▲2.1% | 990PF |
| 2024 | $43,149▼10.1% | $79,325▲18.6% | $857,518▼4.1% | $857,518▼4.1% | 990PF |
| 2023 | $47,995▲117% | $66,883▼13.0% | $894,315▼2.1% | $894,315▼2.1% | 990PF |
| 2022 | $22,113▼67.1% | $76,833▼0.3% | $913,645▼5.7% | $913,645▼5.7% | 990PF |
| 2021 | $67,134▲714% | $77,074▲11.1% | $968,765▼1.1% | $968,765▼1.1% | 990PF |
| 2020 | $8,243▼72.2% | $69,397▲11.3% | $979,102▼5.9% | $979,102▼5.9% | 990PF |
| 2019 | $29,644▼34.4% | $62,336▼22.2% | $1,040,320▼3.0% | $1,040,320▼3.0% | 990PF |
| 2018 | $45,216▼73.6% | $80,144▲12.5% | $1,072,801▼3.2% | $1,072,801▼3.2% | 990PF |
| 2017 | $171,384▲46.6% | $71,220▲8.1% | $1,108,147▲9.9% | $1,108,147▲9.9% | 990PF |
| 2016 | $116,869▲76.2% | $65,879▼6.5% | $1,008,561▲5.3% | $1,008,561▲5.3% | 990PF |
| 2015 | $66,339▲5.8% | $70,451▼2.5% | $957,925▼0.5% | $957,925▼0.5% | 990PF |
| 2014 | $62,678▼7.4% | $72,231▲2.2% | $962,324▼1.0% | $962,324▼1.0% | 990PF |
| 2013 | $67,681 | $70,681 | $972,154 | $972,154 | 990PF |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is Gertrude M Eck Trust a legitimate nonprofit?
- Yes. Gertrude M Eck Trust is a 501(c)(3) organization registered with the U.S. Internal Revenue Service under EIN 45-6051744, based in Saint Cloud, Minnesota. Donations are tax-deductible.
- What is Gertrude M Eck Trust's EIN?
- Gertrude M Eck Trust's Employer Identification Number (EIN) is 45-6051744.
- How much revenue does Gertrude M Eck Trust report?
- Gertrude M Eck Trust reported $98,552 in total revenue on its fiscal year 2025 IRS Form 990 filing.
- What financial grade does Gertrude M Eck Trust have?
- CharityIndex grades Gertrude M Eck Trust C+, based on financial health (reserves and operating margin).
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Data for Gertrude M Eck Trust (EIN 45-6051744) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.