Farmers Mutual Fire & Aid Association of Kendall & Kerr Coun is a 501(c)(15) organization based in Comfort, Texas, registered in 1943, with $197,818 in FY2023 revenue. CharityIndex grades it B.
Revenue (FY2023)
$198K
▲ 1.7% vs prior year
Expenses (FY2023)
$167K
Net assets
$1.0M
Employees
—
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Farmers Mutual Fire & Aid Association of Kendall & Kerr Coun— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Farmers Mutual Fire & Aid Association of Kendall & Kerr Coun: 75 mo reserves · +15% margin earns a B+ on this criterion. See the exact thresholds →
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Farmers Mutual Fire & Aid Association of Kendall & Kerr Coun— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Farmers Mutual Fire & Aid Association of Kendall & Kerr Coun: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
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Revenue declined from $278K (FY2020) to $198K (FY2023) across 4 reported years.
Financial snapshot
Operating margin
15.4%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$1.2M
Total liabilities
$111K
Net assets
$1.0M
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2023 | $197,818▲1.7% | $167,349▼10.0% | $1,049,134▲3.0% | $1,159,941▲2.6% | 990 |
| 2022 | $194,426▼26.5% | $185,991▼38.5% | $1,018,665▲0.8% | $1,130,372▲0.4% | 990 |
| 2021 | $264,661▼4.8% | $302,591▼1.5% | $1,010,230▼3.6% | $1,125,956▼3.1% | 990 |
| 2020 | $277,998 | $307,312 | $1,048,160 | $1,162,501 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
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Data for Farmers Mutual Fire & Aid Association of Kendall & Kerr Coun (EIN 74-1000881) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.