Fargo-moorhead Builders & Traders
501(c)(6)
Only null% goes to programs Strong reserves
Fargo-moorhead Builders & Traders is a 501(c)(6) organization based in Fargo, North Dakota, registered in 1961, with $491,250 in FY2023 revenue. CharityIndex grades it D.
Po Box 7068, Fargo, ND, 58106 EIN 45-0113110 Since 1961
Revenue (FY2023)
$491K
▼ 7.4% vs prior year
Expenses (FY2023)
$669K
Net assets
$1.1M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
D
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Fargo-moorhead Builders & Traders— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
DFinancial health25% of the rating20 mo reserves · -36% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Fargo-moorhead Builders & Traders: 20 mo reserves · -36% margin earns a D on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Fargo-moorhead Builders & Traders— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
CTransparency10% of the rating2 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Fargo-moorhead Builders & Traders: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
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Contact & location
- Address
- Po Box 7068, Fargo, ND, 58106
- City
- Fargo
- State
- North Dakota
- Category
- —
- Subcategory
- —
- Website
- …
Financial trends
Revenue declined from $621K (FY2013) to $491K (FY2023) across 11 reported years.
Financial snapshot
Financial health & position (FY2023)
Liabilities $183KNet assets $1.1M
Operating margin
-36.2%
Spent more than it raised in the latest fiscal year.
Total assets
$1.3M
Total liabilities
$183K
Net assets
$1.1M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2023 | $491,250▼7.4% | $669,268▲5.7% | $1,118,723▼13.7% | $1,301,555▼7.1% | 990 |
| 2022 | $530,520▼5.1% | $633,256▲13.6% | $1,296,741▼7.3% | $1,400,587▼0.9% | 990 |
| 2021 | $559,038▼2.2% | $557,203▼5.7% | $1,399,477▲0.1% | $1,412,828▼0.6% | 990 |
| 2020 | $571,631▼1.5% | $590,604▲1.1% | $1,397,642▼1.3% | $1,420,873▼2.0% | 990 |
| 2019 | $580,140▼10.1% | $584,463▲3.1% | $1,416,615▼0.3% | $1,449,421▲0.7% | 990 |
| 2018 | $644,979▲9.2% | $567,082▼1.3% | $1,420,938▲5.8% | $1,439,609▼14.8% | 990 |
| 2017 | $590,392▼5.8% | $574,540▼6.5% | $1,343,041▲1.2% | $1,689,979▲25.5% | 990 |
| 2016 | $626,757▼1.8% | $614,567▲5.5% | $1,327,189▲0.9% | $1,346,318▲0.3% | 990 |
| 2015 | $638,435▲6.4% | $582,280▼1.9% | $1,314,999▲4.5% | $1,342,539▲5.0% | 990 |
| 2014 | $600,268▼3.3% | $593,380▲8.9% | $1,258,844▲4.7% | $1,278,630▲3.4% | 990 |
| 2013 | $620,967 | $545,072 | $1,202,425 | $1,236,063 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is Fargo-moorhead Builders & Traders a legitimate nonprofit?
- Yes. Fargo-moorhead Builders & Traders is a 501(c)(6) organization registered with the U.S. Internal Revenue Service under EIN 45-0113110, based in Fargo, North Dakota.
- What is Fargo-moorhead Builders & Traders's EIN?
- Fargo-moorhead Builders & Traders's Employer Identification Number (EIN) is 45-0113110.
- How much revenue does Fargo-moorhead Builders & Traders report?
- Fargo-moorhead Builders & Traders reported $491,250 in total revenue on its fiscal year 2023 IRS Form 990 filing.
- What financial grade does Fargo-moorhead Builders & Traders have?
- CharityIndex grades Fargo-moorhead Builders & Traders D, based on financial health (reserves and operating margin).
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Data for Fargo-moorhead Builders & Traders (EIN 45-0113110) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.