Employees of Home Federal Bank of Tennessee F S B Trust
501(c)(9)
Only null% goes to programs
Employees of Home Federal Bank of Tennessee F S B Trust is a 501(c)(9) organization based in Knoxville, Tennessee, registered in 1996, with $3,087,287 in FY2024 revenue. CharityIndex grades it C+.
515 Market St, Knoxville, TN, 37902 EIN 62-6290632 Since 1996
Revenue (FY2024)
$3.1M
▼ 8.3% vs prior year
Expenses (FY2024)
$3.3M
Net assets
$864K
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
C+
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Employees of Home Federal Bank of Tennessee F S B Trust— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
B+Financial health25% of the rating3 mo reserves · -5% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Employees of Home Federal Bank of Tennessee F S B Trust: 3 mo reserves · -5% margin earns a B+ on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Employees of Home Federal Bank of Tennessee F S B Trust— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
DTransparency10% of the rating1 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Employees of Home Federal Bank of Tennessee F S B Trust: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
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Contact & location
Financial trends
Revenue declined from $3.4M (FY2013) to $3.1M (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $0Net assets $864K
Operating margin
-5.4%
Spent more than it raised in the latest fiscal year.
Total assets
$864K
Total liabilities
$0
Net assets
$864K
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $3,087,287▼8.3% | $3,253,900▼4.4% | $863,509▼16.2% | $863,509▼16.2% | 990 |
| 2023 | $3,367,602▼7.4% | $3,402,479▼5.8% | $1,030,122▼3.3% | $1,030,122▼3.3% | 990 |
| 2022 | $3,635,701▲0.8% | $3,611,571▲0.2% | $1,064,999▲2.3% | $1,064,999▲2.3% | 990 |
| 2021 | $3,607,564▲11.3% | $3,605,889▼0.9% | $1,040,869▲0.2% | $1,040,869▲0.2% | 990 |
| 2020 | $3,241,958▼19.6% | $3,639,751▲0.1% | $1,039,194▼27.7% | $1,039,194▼27.7% | 990 |
| 2019 | $4,032,786▲18.0% | $3,635,279▲16.2% | $1,436,987▲38.2% | $1,436,987▲38.2% | 990 |
| 2018 | $3,416,289▼8.0% | $3,128,080▼15.8% | $1,039,480▲38.4% | $1,039,480▲38.4% | 990 |
| 2017 | $3,715,068▲4.1% | $3,714,129▼1.0% | $751,271▲0.1% | $751,271▲0.1% | 990 |
| 2016 | $3,569,326▲8.6% | $3,751,661▲16.1% | $750,332▼19.5% | $750,332▼19.5% | 990 |
| 2015 | $3,287,033▼7.4% | $3,230,053▼8.9% | $932,667▼0.2% | $932,667▼0.2% | 990 |
| 2014 | $3,551,580▲4.4% | $3,546,239▲2.1% | $934,463▲1.0% | $934,463▲1.0% | 990 |
| 2013 | $3,401,828 | $3,473,433▲10.0% | $925,457▼0.8% | $925,457▼0.8% | 990 |
| 2012 | — | $3,158,954▼9.5% | $933,003▼9.6% | $933,003▼9.6% | 990 |
| 2011 | — | $3,490,529 | $1,031,918 | $1,031,918 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is Employees of Home Federal Bank of Tennessee F S B Trust a legitimate nonprofit?
- Yes. Employees of Home Federal Bank of Tennessee F S B Trust is a 501(c)(9) organization registered with the U.S. Internal Revenue Service under EIN 62-6290632, based in Knoxville, Tennessee.
- What is Employees of Home Federal Bank of Tennessee F S B Trust's EIN?
- Employees of Home Federal Bank of Tennessee F S B Trust's Employer Identification Number (EIN) is 62-6290632.
- How much revenue does Employees of Home Federal Bank of Tennessee F S B Trust report?
- Employees of Home Federal Bank of Tennessee F S B Trust reported $3,087,287 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does Employees of Home Federal Bank of Tennessee F S B Trust have?
- CharityIndex grades Employees of Home Federal Bank of Tennessee F S B Trust C+, based on financial health (reserves and operating margin).
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Data for Employees of Home Federal Bank of Tennessee F S B Trust (EIN 62-6290632) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.