Employee Benefit Trust of Harris Trust and Savings Bank and
100% goes to programs Thin reserves Growing revenue
Employee Benefit Trust of Harris Trust and Savings Bank and is a 501(c)(9) organization based in Pittsburgh, Pennsylvania, registered in 2011, with $265,780,877 in FY2024 revenue. CharityIndex grades it C, and it directs about 100% of spending to programs.
Po Box 535007, Pittsburgh, PA, 15253 EIN 36-6551984 Since 2011
Revenue (FY2024)
$265.8M
▲ 28.8% vs prior year
Membership median: $185K
Expenses (FY2024)
$264.9M
Net assets
$12.0M
Employees
0
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
C
★★★★
Rated on 4 of 4 criteria.
Held down by its weakest criterion — a strong score on one criterion can't hide a weak one.
How the rating works →A+Program efficiency40% of the rating100% to programs
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. For Employee Benefit Trust of Harris Trust and Savings Bank and: 100% to programs earns a A+ on this criterion. See the exact thresholds →
C+Financial health25% of the rating1 mo reserves · +0% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Employee Benefit Trust of Harris Trust and Savings Bank and: 1 mo reserves · +0% margin earns a C+ on this criterion. See the exact thresholds →
FGovernance25% of the rating0 of 6 checks met
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. For Employee Benefit Trust of Harris Trust and Savings Bank and: 0 of 6 checks met earns a F on this criterion. See the exact thresholds →
ATransparency10% of the rating4 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Employee Benefit Trust of Harris Trust and Savings Bank and: 4 of 5 disclosure signals earns a A on this criterion. See the exact thresholds →
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A live seal — it updates automatically when the grade changes and links donors to this verified profile.
Mission
Providing health and welfare benefits for members
Contact & location
- Address
- Po Box 535007, Pittsburgh, PA, 15253
- City
- Pittsburgh
- State
- Pennsylvania
- Category
- Mutual & Membership Benefit
- Subcategory
- Fraternal Societies
- Phone
- …
- Website
- …
Financial trends
Revenue grew from $157.7M (FY2013) to $265.8M (FY2024) across 11 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $0Net assets $12.0M
Operating margin
0.3%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$12.0M
Total liabilities
$0
Net assets
$12.0M
Salaries & benefits
$0
0% of expenses
Board members
1
0 independent
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $265,780,877▲28.8% | $264,929,731▲25.5% | $11,970,288▲7.7% | $11,970,288▲7.7% | 990 |
| 2023 | $206,410,543▲35.1% | $211,177,011▲35.5% | $11,119,142▼30.0% | $11,119,142▼30.0% | 990 |
| 2022 | $152,760,593▲7.2% | $155,905,998▲7.0% | $15,885,610▼16.5% | $15,885,610▼16.5% | 990 |
| 2021 | $142,473,885▲4.7% | $145,682,407▲5.0% | $19,031,015▼14.4% | $19,031,015▼14.4% | 990 |
| 2020 | $136,095,330▼2.2% | $138,722,322▼1.7% | $22,239,537▼10.6% | $22,239,537▼10.6% | 990 |
| 2019 | $139,188,601▲1.4% | $141,082,665▼0.6% | $24,866,529▼7.1% | $24,866,529▼7.1% | 990 |
| 2018 | $137,215,264▼16.3% | $141,991,318▼8.8% | $26,760,593▼15.1% | $26,760,593▼15.1% | 990 |
| 2017 | $163,953,511▼1.8% | $155,613,895▼6.9% | $31,536,647▲175% | $31,536,647▲175% | 990 |
| 2015 | $167,036,813▲2.9% | $167,101,011▲2.4% | $11,464,974▼0.6% | $11,464,974▼0.6% | 990 |
| 2014 | $162,276,601▲2.9% | $163,199,593▲3.0% | $11,529,172▼7.4% | $11,529,172▼7.4% | 990 |
| 2013 | $157,686,816 | $158,422,832▲3.4% | $12,452,164▼5.6% | $12,452,164▼5.6% | 990 |
| 2012 | — | $153,245,434▲90.7% | $13,188,180▲33.6% | $13,188,180▲33.6% | 990 |
| 2011 | — | $80,348,303 | $9,871,851 | $9,871,851 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Leadership & compensation (FY2024)
| Name | Title | Hours/week | Compensation |
|---|---|---|---|
| The Bank of New York Mellon | Trustee (see Schedule O) | 0 | — |
Top vendors & contractors (FY2024)
| Contractor | Services | Paid |
|---|---|---|
| Bcbs Ppo | Administration Fees | $11,848,004 |
| Esi | Administration Fees | $1,179,707 |
| Delta Dental | Administration Fees | $432,137 |
| Wtw Consulting Fees | Administration Fees | $355,050 |
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Compare Employee Benefit Trust of Harris Trust and Savings Bank and
Frequently asked questions
- Is Employee Benefit Trust of Harris Trust and Savings Bank and a legitimate nonprofit?
- Yes. Employee Benefit Trust of Harris Trust and Savings Bank and is a 501(c)(9) organization registered with the U.S. Internal Revenue Service under EIN 36-6551984, based in Pittsburgh, Pennsylvania.
- What is Employee Benefit Trust of Harris Trust and Savings Bank and's EIN?
- Employee Benefit Trust of Harris Trust and Savings Bank and's Employer Identification Number (EIN) is 36-6551984.
- How much revenue does Employee Benefit Trust of Harris Trust and Savings Bank and report?
- Employee Benefit Trust of Harris Trust and Savings Bank and reported $265,780,877 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- How much of Employee Benefit Trust of Harris Trust and Savings Bank and's spending goes to programs?
- Employee Benefit Trust of Harris Trust and Savings Bank and spends about 100% of its total expenses on programs, based on its latest IRS Form 990.
- What financial grade does Employee Benefit Trust of Harris Trust and Savings Bank and have?
- CharityIndex grades Employee Benefit Trust of Harris Trust and Savings Bank and C, based on program efficiency and fundraising cost.
- How much does Employee Benefit Trust of Harris Trust and Savings Bank and's highest-paid employee make?
- The highest reported compensation on Employee Benefit Trust of Harris Trust and Savings Bank and's latest Form 990 is $0, paid to The Bank of New York Mellon (Trustee (see Schedule O)).
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Data for Employee Benefit Trust of Harris Trust and Savings Bank and (EIN 36-6551984) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.