Empeople Credit Union
Strong reserves Growing revenue
Empeople Credit Union is a 501(c)(14) organization based in Moline, Illinois, registered in 1935, with $142,621,815 in FY2024 revenue.
3950 38th Ave, Moline, IL, 61265 EIN 36-2472059 Since 1935
Revenue (FY2024)
$142.6M
▲ 10.6% vs prior year
Public Benefit median: $140K
Expenses (FY2024)
$137.5M
Net assets
$166.1M
Employees
291
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
A
★★★★
Rated on 3 of 4 criteria — the rest aren't reported in this filing type.
Capped at A — the top grade requires the fuller disclosure of a complete Form 990.
How the rating works →—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Empeople Credit Union— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating15 mo reserves · +4% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Empeople Credit Union: 15 mo reserves · +4% margin earns a A on this criterion. See the exact thresholds →
A+Governance25% of the rating6 of 6 checks met
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. For Empeople Credit Union: 6 of 6 checks met earns a A+ on this criterion. See the exact thresholds →
A+Transparency10% of the rating5 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Empeople Credit Union: 5 of 5 disclosure signals earns a A+ on this criterion. See the exact thresholds →
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A live seal — it updates automatically when the grade changes and links donors to this verified profile.
Mission
Credit union operated for mutual purpose
What they do
Provided 2,109 first and second mortgage loans to members
Contact & location
- Address
- 3950 38th Ave, Moline, IL, 61265
- City
- Moline
- State
- Illinois
- Category
- Public & Societal Benefit
- Subcategory
- Financial Institutions
- Phone
- …
- Website
- …
Financial trends
Revenue grew from $28.7M (FY2013) to $142.6M (FY2024) across 11 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $2.1BNet assets $166.1M
Operating margin
3.6%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$2.2B
Total liabilities
$2.1B
Net assets
$166.1M
Salaries & benefits
$35.9M
26% of expenses
Board members
10
9 independent
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $142,621,815▲10.6% | $137,465,631▲12.8% | $166,145,066▲3.1% | $2,246,259,323▲12.7% | 990 |
| 2023 | $129,009,062▲30.8% | $121,891,553▲39.0% | $161,175,980▲3.6% | $1,992,512,924▲0.4% | 990 |
| 2022 | $98,666,106▲20.2% | $87,664,688▲31.3% | $155,632,235▲6.3% | $1,985,157,506▲10.3% | 990 |
| 2021 | $82,112,773▲19.3% | $66,777,645▲14.9% | $146,455,529▲39.4% | $1,799,657,083▲32.0% | 990 |
| 2020 | $68,800,220▲33.0% | $58,107,874▲34.9% | $105,078,672▲22.7% | $1,363,463,566▲31.2% | 990 |
| 2018 | $51,717,341▲20.8% | $43,061,131▲29.2% | $85,669,934▲11.2% | $1,039,065,095▲10.4% | 990 |
| 2017 | $42,824,666▲17.5% | $33,339,336▲7.4% | $77,013,724▲14.0% | $940,832,087▲13.0% | 990 |
| 2016 | $36,454,322▲4.7% | $31,050,437▲10.9% | $67,528,394▲8.7% | $832,883,992▲6.2% | 990 |
| 2015 | $34,826,673▲10.1% | $28,005,295▲7.6% | $62,124,509▲12.3% | $784,567,476▲7.8% | 990 |
| 2014 | $31,643,412▲10.3% | $26,017,164▲6.9% | $55,303,131▲11.3% | $727,891,053▲12.4% | 990 |
| 2013 | $28,676,840 | $24,339,978▲7.1% | $49,676,883▲9.6% | $647,759,723▲9.9% | 990 |
| 2012 | — | $22,736,313▲10.1% | $45,342,420▲11.2% | $589,329,124▲14.3% | 990 |
| 2011 | — | $20,649,381▲8.3% | $40,766,698▲14.3% | $515,461,227▲9.4% | 990 |
| 2010 | — | $19,073,820 | $35,663,323 | $471,001,697 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Leadership & compensation (FY2024)
Highest-paid: Kurt Lewin — $717,139 (0.52% of total expenses)
| Name | Title | Hours/week | Compensation |
|---|---|---|---|
| Kurt Lewin | President | 40 | $717,139 |
| Peter Sedgwick | Chief Information Officer | 40 | $323,120 |
| Heidi Wulf | Chief Financial Officer | 40 | $308,316 |
| Joseph Witherwax | Chief Technology Officer | 40 | $297,332 |
| Ryan Cannady | Chief Retail Officer | 40 | $291,872 |
| Renee Vandewoestyne | Chief Admin Officer | 40 | $288,299 |
| Brad Johannes | Vp, Wealth Management | 40 | $262,627 |
| Benjamin Nickel | Vp, Branch Ops Maine Mkt | 40 | $231,796 |
| Tim Tibbals | Chief Data Officer | 40 | $224,897 |
| Tyler Vancamp | Chief Info Security Ofc | 40 | $214,552 |
| Christopher Kobliska | Vp, Consumer Sales | 40 | $214,520 |
| Elise Larson | Vp, Member Services & Payment Operations | 40 | $205,323 |
| Ashley Kowalski | Consumer Lending Officer | 40 | $203,967 |
| Allison Videtti | Chief Marketing Officer | 40 | $161,460 |
| Ron Wilsie | Former Employee | 40 | $161,439 |
| Jeff Gallery | Chief Lending Officer | 40 | $153,377 |
| Chistopher James | Board Member | 1 | — |
| Denver Caldwell | Secretary of the Board | 1 | — |
| Heather Bishop | Board Member | 1 | — |
| Jeff Richards | Board Member | 1 | — |
Top vendors & contractors (FY2024)
| Contractor | Services | Paid |
|---|---|---|
| Adrenaline LLC | Biulding Contractor | $2,375,439 |
| Unimarketa LLC | Marketing | $525,901 |
| Luse Gorman PC | Attorney | $382,796 |
| Garda Cl Great Lakes Inc | Atm Servicing | $308,187 |
| Quad Corporation | Collections | $284,843 |
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Compare Empeople Credit Union
Frequently asked questions
- Is Empeople Credit Union a legitimate nonprofit?
- Yes. Empeople Credit Union is a 501(c)(14) organization registered with the U.S. Internal Revenue Service under EIN 36-2472059, based in Moline, Illinois.
- What is Empeople Credit Union's EIN?
- Empeople Credit Union's Employer Identification Number (EIN) is 36-2472059.
- How much revenue does Empeople Credit Union report?
- Empeople Credit Union reported $142,621,815 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- How much does Empeople Credit Union's highest-paid employee make?
- The highest reported compensation on Empeople Credit Union's latest Form 990 is $717,139, paid to Kurt Lewin (President).
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Data for Empeople Credit Union (EIN 36-2472059) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.