Crystal Lake & Watershed Association is a 501(c)(3) organization based in Beulah, Michigan, registered in 1990, with $220,646 in FY2024 revenue. CharityIndex grades it B.
Revenue (FY2024)
$221K
▲ 4.2% vs prior year
Environment median: $250K
Expenses (FY2024)
$173K
Net assets
$546K
Employees
—
Rated on 2 of 4 criteria — the rest aren't reported in this filing type.
Held down by its weakest criterion — a strong score on one criterion can't hide a weak one.
How the rating works →Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Crystal Lake & Watershed Association— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Crystal Lake & Watershed Association: 38 mo reserves · +22% margin earns a A on this criterion. See the exact thresholds →
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Crystal Lake & Watershed Association— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Crystal Lake & Watershed Association: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
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Revenue grew from $95K (FY2013) to $221K (FY2024) across 12 reported years.
Financial snapshot
Operating margin
21.5%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$546K
Total liabilities
$0
Net assets
$546K
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $220,646▲4.2% | $173,121▼9.5% | $545,844▲9.5% | $545,844▲9.4% | 990 |
| 2023 | $211,663▲34.8% | $191,282▲36.4% | $498,319▲4.3% | $498,829▲4.2% | 990 |
| 2022 | $157,015▼8.6% | $140,263▲9.9% | $477,938▲3.6% | $478,504▲3.7% | 990EZ |
| 2021 | $171,764▲22.3% | $127,632▲38.7% | $461,186▲10.6% | $461,641▲10.5% | 990EZ |
| 2020 | $140,392▼9.9% | $92,025▲19.3% | $417,054▲13.1% | $417,610▲13.0% | 990EZ |
| 2019 | $155,879▲19.5% | $77,135▼42.8% | $368,687▲27.2% | $369,471▲27.1% | 990EZ |
| 2018 | $130,483▲7.8% | $134,875▲94.8% | $289,943▼1.5% | $290,739▼1.3% | 990EZ |
| 2017 | $121,088▼2.9% | $69,236▼53.3% | $294,335▲22.8% | $294,705▲22.7% | 990EZ |
| 2016 | $124,692▼9.4% | $148,247▲57.2% | $239,778▼8.1% | $240,087▼8.1% | 990EZ |
| 2015 | $137,576▲41.1% | $94,281▲4.1% | $260,981▲18.2% | $261,341▲18.3% | 990EZ |
| 2014 | $97,536▲2.2% | $90,589▲30.0% | $220,790▲2.3% | $220,910▲2.3% | 990EZ |
| 2013 | $95,397 | $69,674 | $215,852 | $215,921 | 990EZ |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
6 grants to Crystal Lake & Watershed Association totaling $52K, reported by foundations on their Schedule I filings.
| Grantmaker | Purpose | Year | Amount |
|---|---|---|---|
| Fidelity Investments Charitable Gift Fund | For grant recipient's exempt purposes | 2023 | $14,500 |
| Donor Advised Charitable Giving | Environmental and animals | 2023 | $7,520 |
| Donor Advised Charitable Giving | Environmental and animals | 2021 | $6,350 |
| Fidelity Investments Charitable Gift Fund | For grant recipient's exempt purposes | 2019 | $5,170 |
| Fidelity Investments Charitable Gift Fund | For grant recipient's exempt purposes | 2018 | $8,285 |
| The Chicago Community Trust | See attached. | 2016 | $10,000 |
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Data for Crystal Lake & Watershed Association (EIN 23-7410390) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.