Credit Unions In the State of California
501(c)(14)
Only null% goes to programs Strong reserves Growing revenue
Credit Unions In the State of California is a 501(c)(14) organization based in Santa Rosa, California, registered in 1961, with $503,959,465 in FY2024 revenue. CharityIndex grades it A.
3033 Cleveland Ave Ste 100, Santa Rosa, CA, 95403 EIN 94-1244186 Since 1961
Revenue (FY2024)
$504.0M
▲ 19.1% vs prior year
Expenses (FY2024)
$388.2M
Net assets
$1.1B
Employees
1,066
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
A
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Credit Unions In the State of California— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating34 mo reserves · +23% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Credit Unions In the State of California: 34 mo reserves · +23% margin earns a A on this criterion. See the exact thresholds →
A+Governance25% of the rating6 of 6 checks met
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. For Credit Unions In the State of California: 6 of 6 checks met earns a A+ on this criterion. See the exact thresholds →
BTransparency10% of the rating3 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Credit Unions In the State of California: 3 of 5 disclosure signals earns a B on this criterion. See the exact thresholds →
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Mission
Provide financial products and services to members.
Contact & location
- Address
- 3033 Cleveland Ave Ste 100, Santa Rosa, CA, 95403
- City
- Santa Rosa
- State
- California
- Category
- —
- Subcategory
- —
- Phone
- …
- Website
- …
Financial trends
Revenue grew from $107.4M (FY2013) to $504.0M (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $8.0BNet assets $1.1B
Operating margin
23.0%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$9.1B
Total liabilities
$8.0B
Net assets
$1.1B
Salaries & benefits
$109.9M
28% of expenses
Board members
11
11 independent
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $503,959,465▲19.1% | $388,166,858▲30.6% | $1,105,271,631▲12.3% | $9,109,279,837▲7.0% | 990 |
| 2023 | $423,001,934▲38.9% | $297,258,008▲55.2% | $984,417,944▲10.4% | $8,510,071,050▲13.1% | 990 |
| 2022 | $304,586,101▲22.3% | $191,508,718▲27.9% | $891,827,638▲12.0% | $7,527,506,599▲1.3% | 990 |
| 2021 | $248,972,690▲4.3% | $149,763,590▼14.3% | $796,297,980▲14.8% | $7,428,683,362▲19.1% | 990 |
| 2020 | $238,749,924▲0.7% | $174,671,066▲18.1% | $693,684,305▲10.1% | $6,235,157,465▲25.0% | 990 |
| 2019 | $237,085,485▲10.0% | $147,851,363▲15.3% | $629,795,220▲16.4% | $4,988,759,555▲12.0% | 990 |
| 2018 | $215,541,935▲21.8% | $128,254,229▲17.4% | $541,086,428▲19.2% | $4,454,112,489▲10.5% | 990 |
| 2017 | $176,914,157▲19.6% | $109,282,795▲20.5% | $453,819,010▲17.5% | $4,030,135,754▲23.0% | 990 |
| 2016 | $147,919,119▲16.2% | $90,699,509▲14.7% | $386,211,264▲17.4% | $3,276,496,038▲16.1% | 990 |
| 2015 | $127,334,561▲13.1% | $79,079,498▲20.9% | $329,027,926▲17.2% | $2,822,001,517▲14.3% | 990 |
| 2014 | $112,622,914▲4.9% | $65,383,796▲11.4% | $280,765,991▲20.2% | $2,468,055,914▲8.7% | 990 |
| 2013 | $107,385,256 | $58,688,648▼23.1% | $233,510,828▲26.4% | $2,271,285,863▲8.0% | 990 |
| 2012 | — | $76,359,617▼15.7% | $184,776,819▲20.8% | $2,103,788,766▲9.1% | 990 |
| 2011 | — | $90,529,146▼11.9% | $152,941,217▲11.7% | $1,929,110,860▲11.6% | 990 |
| 2010 | — | $102,720,353 | $136,950,746 | $1,728,405,015 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Leadership & compensation (FY2024)
Highest-paid: Brett Martinez — $1,801,884 (0.46% of total expenses)
| Name | Title | Hours/week | Compensation |
|---|---|---|---|
| Brett Martinez | President/ceo | 40 | $1,801,884 |
| Michael Defazio | Wealth Advisor | 40 | $1,053,262 |
| Anthony Hildesheim | Evp/chief Admin Officer | 40 | $1,016,297 |
| Nicole Schaefer | External Mortgage Loan Off | 40 | $843,714 |
| Ronald Felder | Evp/chief Lending Officer | 40 | $765,745 |
| Julie Lynch | Wealth Advisor | 40 | $677,460 |
| Michelle Anderson | Evp/chief Lending Officer (thru 6/24) | 40 | $638,827 |
| Mishel Kaufman | Evp/chief Op & Risk Office | 40 | $595,329 |
| Kristen Mahlmann | Evp/chief Financial Officer | 40 | $572,074 |
| Kristina Derkos | Former Svp/people (term 02/17/ | 40 | $529,039 |
| Thomas Hubert | Svp/auto, Insurance & Wealth (thru 10/31/24) | 40 | $473,675 |
| Clark Matthiessen | Wealth Advisor | 40 | $460,723 |
| Kathleen Chang | External Mortgage Loan Off | 40 | $442,199 |
| Deidre Holmes Thompson | Svp/member Experience | 40 | $387,518 |
| Todd Lindemann | Svp/payments | 40 | $381,010 |
| Jennifer Boyle | Svp/consumer Lending & Len | 40 | $373,674 |
| Esteban Zuno | Svp/auto, Insurance & Wealth | 40 | $364,033 |
| Timothy Bates | Svp/enterprise Risk (thru 10/04/24) | 40 | $355,467 |
| Priti Chatwani | External Mortgage Loan Off | 40 | $353,020 |
| Joseph Peyton | Svp of It | 40 | $344,277 |
Top vendors & contractors (FY2024)
| Contractor | Services | Paid |
|---|---|---|
| Western Builders | General Contractor Labor | $3,387,087 |
| Infolmage Inc | Statements Provider | $2,735,720 |
| Lumin Digital | Online Banking Service | $2,392,870 |
| Jack Henry & Associates | Financial Service Provider | $1,963,877 |
| Financial Technology Solutions | Atm Equipment & Maintenance | $1,511,617 |
Grants received · $20K total
1 grant to Credit Unions In the State of California totaling $20K, reported by foundations on their Schedule I filings.
| Grantmaker | Purpose | Year | Amount |
|---|---|---|---|
| Safe Credit Union | Support for fire victims in northern california communities | 2017 | $20,000 |
Grants made · $250K in FY2024
1 grant totaling $250K in FY2024. All grants made by Credit Unions In the State of California →
| Recipient | Purpose | Amount |
|---|---|---|
| Redwood Credit Union Community Fund Inc | General support | $250,000 |
Frequently asked questions
- Is Credit Unions In the State of California a legitimate nonprofit?
- Yes. Credit Unions In the State of California is a 501(c)(14) organization registered with the U.S. Internal Revenue Service under EIN 94-1244186, based in Santa Rosa, California.
- What is Credit Unions In the State of California's EIN?
- Credit Unions In the State of California's Employer Identification Number (EIN) is 94-1244186.
- How much revenue does Credit Unions In the State of California report?
- Credit Unions In the State of California reported $503,959,465 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does Credit Unions In the State of California have?
- CharityIndex grades Credit Unions In the State of California A, based on financial health (reserves and operating margin).
- How much does Credit Unions In the State of California's highest-paid employee make?
- The highest reported compensation on Credit Unions In the State of California's latest Form 990 is $1,801,884, paid to Brett Martinez (President/ceo).
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Data for Credit Unions In the State of California (EIN 94-1244186) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.