Credit Unions Chartered In the State of Colorado
501(c)(14)
100% goes to programs Strong reserves Growing revenue
Credit Unions Chartered In the State of Colorado is a 501(c)(14) organization based in Lakewood, Colorado, registered in 1968, with $69,729,643 in FY2024 revenue. CharityIndex grades it A, and it directs about 100% of spending to programs.
9305 W Alameda Ave, Lakewood, CO, 80226 EIN 84-0186846 Since 1968
Revenue (FY2024)
$69.7M
▲ 8.1% vs prior year
Expenses (FY2024)
$68.3M
Net assets
$103.7M
Employees
209
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
A
A+Program efficiency40% of the rating100% to programs
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. For Credit Unions Chartered In the State of Colorado: 100% to programs earns a A+ on this criterion. See the exact thresholds →
AFinancial health25% of the rating18 mo reserves · +2% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Credit Unions Chartered In the State of Colorado: 18 mo reserves · +2% margin earns a A on this criterion. See the exact thresholds →
AGovernance25% of the rating5 of 6 checks met
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. For Credit Unions Chartered In the State of Colorado: 5 of 6 checks met earns a A on this criterion. See the exact thresholds →
ATransparency10% of the rating4 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Credit Unions Chartered In the State of Colorado: 4 of 5 disclosure signals earns a A on this criterion. See the exact thresholds →
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Mission
To be a trusted partner for our members in reaching their financial goals by providing superior value, products and service.
Contact & location
Financial trends
Revenue grew from $24.2M (FY2013) to $69.7M (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $1.1BNet assets $103.7M
Operating margin
2.1%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$1.2B
Total liabilities
$1.1B
Net assets
$103.7M
Salaries & benefits
$16.5M
24% of expenses
Board members
9
9 independent
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $69,729,643▲8.1% | $68,272,601▲15.9% | $103,667,968▲6.5% | $1,167,530,117▼19.5% | 990 |
| 2023 | $64,512,928▲57.8% | $58,896,863▲84.9% | $97,372,810▲13.6% | $1,450,709,712▲32.6% | 990 |
| 2022 | $40,883,372▲2.4% | $31,851,614▲20.5% | $85,738,645▼31.2% | $1,093,899,387▼4.2% | 990 |
| 2021 | $39,919,680▼4.0% | $26,439,131▼21.7% | $124,534,007▲4.2% | $1,142,313,148▲10.7% | 990 |
| 2020 | $41,574,401▲2.7% | $33,748,294▲9.9% | $119,531,616▲10.9% | $1,032,113,074▲16.6% | 990 |
| 2019 | $40,489,630▲12.4% | $30,705,387▲14.4% | $107,800,240▲15.2% | $885,526,918▲11.1% | 990 |
| 2018 | $36,016,721▲12.7% | $26,837,883▲12.3% | $93,590,723▲9.1% | $797,284,098▲5.8% | 990 |
| 2017 | $31,957,523▲6.9% | $23,896,301▲1.9% | $85,799,193▲9.0% | $753,712,524▲7.1% | 990 |
| 2016 | $29,900,866▲7.0% | $23,439,820▲2.3% | $78,696,818▲7.8% | $703,641,953▲9.5% | 990 |
| 2015 | $27,941,103▲6.5% | $22,904,801▲15.7% | $72,971,525▲6.3% | $642,452,841▲5.8% | 990 |
| 2014 | $26,247,432▲8.6% | $19,802,561▲2.0% | $68,625,180▲11.2% | $607,178,238▲6.0% | 990 |
| 2013 | $24,172,502 | $19,423,435▼1.5% | $61,714,576▲3.6% | $572,764,341▲3.6% | 990 |
| 2012 | — | $19,720,302▼1.4% | $59,546,078▲7.5% | $553,038,461▲3.1% | 990 |
| 2011 | — | $19,992,056▼9.6% | $55,383,221▲10.0% | $536,286,285▲5.7% | 990 |
| 2010 | — | $22,122,763 | $50,365,138 | $507,143,555 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Leadership & compensation (FY2024)
Highest-paid: David Dilley — $530,615 (0.78% of total expenses)
| Name | Title | Hours/week | Compensation |
|---|---|---|---|
| David Dilley | Clo | 45 | $530,615 |
| Chris Wallace | President/ceo | 45 | $509,748 |
| Tamara Dankers | Coo | 45 | $333,631 |
| Scott Collins | Cfo | 45 | $302,014 |
| Schwan Hardi | Cso | 45 | $291,574 |
| Fred Howard | Cto | 45 | $291,437 |
| Kristin Thompson | Vphr | 45 | $200,111 |
| Gary Justice | Avp Compliance, Fraud & Se | 45 | $167,498 |
| Raudel Madera | Network Information Securi | 45 | $159,814 |
| Brenda Montoya | Director of Financial Serv | 45 | $156,555 |
| Michael Landis | Avp Information Technology | 45 | $147,749 |
| Anthony Nieto | Clo | 45 | $82,135 |
| Doug Burke | Sec/treas | 4 | $2,400 |
| Carl Bingham | Director | 3 | — |
| Donna Piazza | Director | 3 | — |
| Fernando Rocha | Vice Chairman | 3 | — |
| George Volentir | Director | 3 | — |
| Kristina Sapp | Chairman | 4 | — |
| Lee Allen | Director | 3 | — |
| Russel Smith Jr | Director | 3 | — |
Top vendors & contractors (FY2024)
| Contractor | Services | Paid |
|---|---|---|
| Corelation Inc | Core Operation System Provider/support | $998,466 |
| Fiserv Solutions Inc | Core System Process | $923,257 |
| Itainium | It Services and Equipment | $777,134 |
| Digital Credence Inc | Digital Banking and Core Conversion Cons | $395,103 |
| Doxim Inc | Stmt Proc & Mailing | $351,363 |
Frequently asked questions
- Is Credit Unions Chartered In the State of Colorado a legitimate nonprofit?
- Yes. Credit Unions Chartered In the State of Colorado is a 501(c)(14) organization registered with the U.S. Internal Revenue Service under EIN 84-0186846, based in Lakewood, Colorado.
- What is Credit Unions Chartered In the State of Colorado's EIN?
- Credit Unions Chartered In the State of Colorado's Employer Identification Number (EIN) is 84-0186846.
- How much revenue does Credit Unions Chartered In the State of Colorado report?
- Credit Unions Chartered In the State of Colorado reported $69,729,643 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- How much of Credit Unions Chartered In the State of Colorado's spending goes to programs?
- Credit Unions Chartered In the State of Colorado spends about 100% of its total expenses on programs, based on its latest IRS Form 990.
- What financial grade does Credit Unions Chartered In the State of Colorado have?
- CharityIndex grades Credit Unions Chartered In the State of Colorado A, based on program efficiency and fundraising cost.
- How much does Credit Unions Chartered In the State of Colorado's highest-paid employee make?
- The highest reported compensation on Credit Unions Chartered In the State of Colorado's latest Form 990 is $530,615, paid to David Dilley (Clo).
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Data for Credit Unions Chartered In the State of Colorado (EIN 84-0186846) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.