Cover Home Repair Inc
Only null% goes to programs Strong reserves Growing revenue
Cover Home Repair Inc is a 501(c)(3) organization based in White Riv Jct, Vermont, registered in 2006, with $1,113,071 in FY2024 revenue. CharityIndex grades it B.
158 S Main St, White Riv Jct, VT, 05001 EIN 20-4597157 Since 2006
Revenue (FY2024)
$1.1M
▲ 6.9% vs prior year
Housing median: $408K
Expenses (FY2024)
$1.0M
Net assets
$1.5M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
B
★★★★
Rated on 2 of 4 criteria — the rest aren't reported in this filing type.
Held down by its weakest criterion — a strong score on one criterion can't hide a weak one.
How the rating works →—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Cover Home Repair Inc— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating17 mo reserves · +7% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Cover Home Repair Inc: 17 mo reserves · +7% margin earns a A on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Cover Home Repair Inc— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
CTransparency10% of the rating2 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Cover Home Repair Inc: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
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Contact & location
- Address
- 158 S Main St, White Riv Jct, VT, 05001
- City
- White Riv Jct
- State
- Vermont
- Category
- Housing & Shelter
- Subcategory
- Housing Support Services
- Website
- …
Financial trends
Revenue grew from $530K (FY2013) to $1.1M (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $59KNet assets $1.5M
Operating margin
7.0%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$1.6M
Total liabilities
$59K
Net assets
$1.5M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $1,113,071▲6.9% | $1,035,447▲8.9% | $1,507,308▲5.6% | $1,566,651▲6.0% | 990 |
| 2023 | $1,041,182▼3.2% | $951,190▲15.3% | $1,427,202▲6.9% | $1,478,260▲8.2% | 990 |
| 2022 | $1,075,904▲31.7% | $824,960▲1.2% | $1,334,466▲23.6% | $1,366,354▲23.4% | 990 |
| 2021 | $816,928▼15.4% | $814,872▲8.8% | $1,079,634▲0.4% | $1,107,701▼0.1% | 990 |
| 2020 | $966,100▲16.1% | $749,260▲7.3% | $1,075,288▲25.9% | $1,108,944▲14.0% | 990 |
| 2019 | $832,235▼1.8% | $698,260▲4.7% | $854,278▲19.0% | $972,681▲29.4% | 990 |
| 2018 | $847,699▲21.9% | $666,939▲1.5% | $718,061▲34.2% | $751,624▲3.7% | 990 |
| 2017 | $695,532▲7.8% | $657,366▲1.4% | $535,037▲8.8% | $724,822▲7.5% | 990 |
| 2016 | $645,261▲0.7% | $648,340▲9.9% | $491,970▲0.3% | $674,023▲0.4% | 990 |
| 2015 | $640,549▲6.6% | $589,992▲7.9% | $490,698▲12.1% | $671,490▲10.4% | 990 |
| 2014 | $600,879▲13.5% | $546,808▼13.4% | $437,811▲14.7% | $608,227▲10.6% | 990 |
| 2013 | $529,572 | $631,242▼16.2% | $381,540▼21.0% | $549,929▲7.6% | 990 |
| 2012 | — | $753,437▼7.7% | $483,210▲6.6% | $511,090▲0.1% | 990 |
| 2011 | — | $816,587▲44.0% | $453,439▲3.2% | $510,758▲14.2% | 990 |
| 2010 | — | $567,200 | $439,429 | $447,271 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Grants received · $917K total
26 grants to Cover Home Repair Inc totaling $917K, reported by foundations on their Schedule I filings — showing the 15 most recent.
| Grantmaker | Purpose | Year | Amount |
|---|---|---|---|
| Vermont Community Foundation | General operating support | 2024 | $47,888 |
| New Hampshire Charitable Foundation | For general support and designated distribution and programs | 2024 | $29,709 |
| Vanguard Charitable Endowment Program | For recipient's exempt purpose | 2023 | $45,500 |
| Fidelity Investments Charitable Gift Fund | For grant recipient's exempt purposes | 2023 | $32,450 |
| New Hampshire Charitable Foundation | For general support and designated distribution | 2023 | $22,607 |
| Vermont Community Foundation | General purpose | 2023 | $16,450 |
| New Hampshire Charitable Foundation | For desi dist, general/operating support | 2022 | $84,123 |
| Vermont Community Foundation | General purpose | 2022 | $64,948 |
| Vanguard Charitable Endowment Program | For recipient's exempt purpose | 2022 | $29,500 |
| Fidelity Investments Charitable Gift Fund | For grant recipient's exempt purposes | 2022 | $12,750 |
| New Hampshire Charitable Foundation | For general support, roofs and ramps challenge | 2021 | $21,750 |
| Vanguard Charitable Endowment Program | For recipient's exempt purpose | 2021 | $19,000 |
| Vermont Community Foundation | General purpose | 2021 | $12,250 |
| Vermont Community Foundation | General purpose | 2020 | $43,750 |
| Vanguard Charitable Endowment Program | For recipient's exempt purpose | 2020 | $42,000 |
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Frequently asked questions
- Is Cover Home Repair Inc a legitimate nonprofit?
- Yes. Cover Home Repair Inc is a 501(c)(3) organization registered with the U.S. Internal Revenue Service under EIN 20-4597157, based in White Riv Jct, Vermont. Donations are tax-deductible.
- What is Cover Home Repair Inc's EIN?
- Cover Home Repair Inc's Employer Identification Number (EIN) is 20-4597157.
- How much revenue does Cover Home Repair Inc report?
- Cover Home Repair Inc reported $1,113,071 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does Cover Home Repair Inc have?
- CharityIndex grades Cover Home Repair Inc B, based on financial health (reserves and operating margin).
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Data for Cover Home Repair Inc (EIN 20-4597157) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.