Cooperativa De Ahorro Y Credito Hatillo
501(c)(14)
Only null% goes to programs Strong reserves
Cooperativa De Ahorro Y Credito Hatillo is a 501(c)(14) organization based in Hatillo, Puerto Rico, registered in 1987, with $10,077,612 in FY2023 revenue. CharityIndex grades it B.
Po Box 95, Hatillo, PR, 00659 EIN 66-0237982 Since 1987
Revenue (FY2023)
$10.1M
▲ 33.0% vs prior year
Expenses (FY2023)
$6.9M
Net assets
$45.2M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
B
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Cooperativa De Ahorro Y Credito Hatillo— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
B+Financial health25% of the rating78 mo reserves · +31% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Cooperativa De Ahorro Y Credito Hatillo: 78 mo reserves · +31% margin earns a B+ on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Cooperativa De Ahorro Y Credito Hatillo— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
CTransparency10% of the rating2 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Cooperativa De Ahorro Y Credito Hatillo: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
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Contact & location
- Address
- Po Box 95, Hatillo, PR, 00659
- City
- Hatillo
- State
- Puerto Rico
- Category
- —
- Subcategory
- —
- Website
- …
Financial trends
Revenue declined from $10.2M (FY2020) to $10.1M (FY2023) across 4 reported years.
Financial snapshot
Financial health & position (FY2023)
Liabilities $103.2MNet assets $45.2M
Operating margin
31.3%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$148.4M
Total liabilities
$103.2M
Net assets
$45.2M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2023 | $10,077,612▲33.0% | $6,923,756▲21.3% | $45,197,388▼3.3% | $148,356,627▲0.1% | 990 |
| 2022 | $7,578,757▼1.6% | $5,708,187▼0.5% | $46,727,458▼6.4% | $148,213,137▼0.6% | 990 |
| 2021 | $7,701,719▼24.5% | $5,736,927▼37.0% | $49,933,023▲1.9% | $149,166,933▲2.4% | 990 |
| 2020 | $10,204,313 | $9,103,075 | $48,980,390 | $145,726,446 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is Cooperativa De Ahorro Y Credito Hatillo a legitimate nonprofit?
- Yes. Cooperativa De Ahorro Y Credito Hatillo is a 501(c)(14) organization registered with the U.S. Internal Revenue Service under EIN 66-0237982, based in Hatillo, Puerto Rico.
- What is Cooperativa De Ahorro Y Credito Hatillo's EIN?
- Cooperativa De Ahorro Y Credito Hatillo's Employer Identification Number (EIN) is 66-0237982.
- How much revenue does Cooperativa De Ahorro Y Credito Hatillo report?
- Cooperativa De Ahorro Y Credito Hatillo reported $10,077,612 in total revenue on its fiscal year 2023 IRS Form 990 filing.
- What financial grade does Cooperativa De Ahorro Y Credito Hatillo have?
- CharityIndex grades Cooperativa De Ahorro Y Credito Hatillo B, based on financial health (reserves and operating margin).
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Data for Cooperativa De Ahorro Y Credito Hatillo (EIN 66-0237982) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.