Community Financial Resources is a 501(c)(3) organization based in Oakland, California, registered in 2006, with $785,438 in FY2024 revenue. CharityIndex grades it D.
Revenue (FY2024)
$785K
▼ 22.7% vs prior year
Public Benefit median: $140K
Expenses (FY2024)
$1.3M
Net assets
$1.1M
Employees
—
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Community Financial Resources— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Community Financial Resources: 10 mo reserves · -65% margin earns a F on this criterion. See the exact thresholds →
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Community Financial Resources— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Community Financial Resources: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
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Revenue grew from $761K (FY2015) to $785K (FY2024) across 10 reported years.
Financial snapshot
Operating margin
-64.8%
Spent more than it raised in the latest fiscal year.
Total assets
$3.5M
Total liabilities
$2.4M
Net assets
$1.1M
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $785,438▼22.7% | $1,294,118▲26.0% | $1,124,083▼31.2% | $3,518,526▼13.2% | 990 |
| 2023 | $1,015,485▼6.3% | $1,026,679▲57.6% | $1,632,763▼0.7% | $4,054,828▼24.6% | 990 |
| 2022 | $1,083,185▲0.2% | $651,375▲6.7% | $1,643,957▲35.6% | $5,378,662▲140% | 990 |
| 2021 | $1,081,485▲135% | $610,379▼6.3% | $1,212,147▲63.6% | $2,244,182▲95.9% | 990 |
| 2020 | $460,531▲7.4% | $651,668▲35.9% | $741,041▼18.6% | $1,145,298▲20.3% | 990 |
| 2019 | $428,808▲6.4% | $479,535▼4.6% | $910,197▼5.3% | $951,703▼3.7% | 990 |
| 2018 | $402,918▼5.2% | $502,718▼9.0% | $960,924▼9.4% | $988,264▼8.8% | 990 |
| 2017 | $425,186▼51.2% | $552,471▲20.7% | $1,060,724▼10.7% | $1,083,640▼11.1% | 990 |
| 2016 | $870,452▲14.4% | $457,573▼3.7% | $1,188,009▲53.3% | $1,219,298▲50.0% | 990 |
| 2015 | $760,674 | $475,135 | $775,130 | $813,058 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
14 grants to Community Financial Resources totaling $1.2M, reported by foundations on their Schedule I filings.
| Grantmaker | Purpose | Year | Amount |
|---|---|---|---|
| Tides Center | Healthy individuals and communities | 2022 | $38,320 |
| Tides Center | Healthy individuals and communities | 2022 | $38,320 |
| The Chicago Community Trust | Support to provide pathways to financial well-being through products, tools, and capacity building that improve financial stability, protect assets, and establish a foundation to build wealth for low-income, low-wealth households, with a focus on communities of color. | 2021 | $200,000 |
| The Chicago Community Trust | Support to provide pathways to financial well-being through products, tools, and capacity building that improve financial stability, protect assets, and establish a foundation to build wealth for low-income, low-wealth households, with a focus on communities of color. | 2021 | $200,000 |
| East Bay Community Foundation | Community economic support related to covid-19, fbo: black organizing project, fbo: healthy & active before 5, fbo: safe return project | 2020 | $80,500 |
| East Bay Community Foundation | Community economic support related to covid-19, community economic support related to covid-19 (intermediary for designated organization east oakland collective), community economic support related to covid-19, for bop-identified individuals | 2019 | $128,000 |
| Donor Advised Charitable Giving | Public, societal benefit | 2019 | $51,000 |
| San Francisco Foundation | Core support to help low-income bay area residents improve their financial capability and stability through consumer-friendly financial products and tools that instill beneficial money management behaviors, primarily to participants of the youth tech cohort, oakland codes (oc). | 2019 | $50,000 |
| Silicon Valley Community Foundation | Community development | 2017 | $68,000 |
| San Francisco Foundation | Project support to help low-income bay area residents improve their financial capability and stability through consumer-friendly financial products and tools that instill beneficial money management behaviors. | 2017 | $50,000 |
| Silicon Valley Community Foundation | Building community | 2016 | $50,000 |
| Silicon Valley Community Foundation | Building community | 2015 | $50,000 |
| San Francisco Foundation | See schedule i, part iv | 2014 | $135,000 |
| Silicon Valley Community Foundation | Building community | 2014 | $40,000 |
Explore more
Data for Community Financial Resources (EIN 20-3788598) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.