Community America Credit Union
501(c)(14)
Only null% goes to programs Strong reserves Growing revenue
Community America Credit Union is a 501(c)(14) organization based in Lenexa, Kansas, registered in 1969, with $394,087,786 in FY2024 revenue. CharityIndex grades it A.
9777 Ridge Dr, Lenexa, KS, 66219 EIN 44-6015072 Since 1969
Revenue (FY2024)
$394.1M
▲ 23.1% vs prior year
Expenses (FY2024)
$373.0M
Net assets
$496.6M
Employees
1,205
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
A
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Community America Credit Union— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating16 mo reserves · +5% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Community America Credit Union: 16 mo reserves · +5% margin earns a A on this criterion. See the exact thresholds →
AGovernance25% of the rating5 of 6 checks met
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. For Community America Credit Union: 5 of 6 checks met earns a A on this criterion. See the exact thresholds →
ATransparency10% of the rating4 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Community America Credit Union: 4 of 5 disclosure signals earns a A on this criterion. See the exact thresholds →
Show this grade on your website
A live seal — it updates automatically when the grade changes and links donors to this verified profile.
Mission
Communityamerica credit union's primary purpose is to promote the financial well being of its credit union members through financial services and products.
What they do
The financial products and services provided to our members included 30,746 loans at competitive rates.
The financial products and services provided to our members also include 455,866 deposit accounts at competitive yields.
Contact & location
Financial trends
Revenue grew from $114.8M (FY2013) to $394.1M (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $4.6BNet assets $496.6M
Operating margin
5.4%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$5.0B
Total liabilities
$4.6B
Net assets
$496.6M
Salaries & benefits
$100.9M
27% of expenses
Board members
11
11 independent
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $394,087,786▲23.1% | $372,997,279▲24.8% | $496,642,927▲13.0% | $5,046,888,532▲6.3% | 990 |
| 2023 | $320,007,381▲45.5% | $298,793,395▲39.3% | $439,379,526▲12.6% | $4,748,448,128▲1.3% | 990 |
| 2022 | $219,877,972▼5.4% | $214,462,292▲13.3% | $390,201,508▼10.9% | $4,688,271,234▲6.3% | 990 |
| 2021 | $232,446,492▲1.9% | $189,316,115▲3.3% | $437,896,878▲7.2% | $4,409,299,980▲16.3% | 990 |
| 2020 | $228,065,502▲19.1% | $183,301,784▲10.3% | $408,320,768▲11.7% | $3,789,961,964▲28.8% | 990 |
| 2019 | $191,438,836▲18.0% | $166,184,713▲9.1% | $365,410,788▲12.1% | $2,942,812,522▲10.1% | 990 |
| 2018 | $162,177,412▼0.4% | $152,302,613▲3.8% | $326,065,338▲3.3% | $2,673,158,341▲4.5% | 990 |
| 2017 | $162,869,543▲3.2% | $146,708,375▲8.0% | $315,538,482▲2.8% | $2,557,690,280▲7.1% | 990 |
| 2016 | $157,868,858▲11.2% | $135,834,209▲11.0% | $306,973,768▲7.4% | $2,388,440,727▲9.7% | 990 |
| 2015 | $141,907,787▲3.8% | $122,321,334▲1.5% | $285,937,200▲6.6% | $2,176,866,500▲9.5% | 990 |
| 2014 | $136,772,416▲19.2% | $120,568,895▲21.0% | $268,174,204▲11.3% | $1,988,059,377▲7.0% | 990 |
| 2013 | $114,786,867 | $99,638,176▼11.1% | $240,863,564▲9.4% | $1,857,923,734▲0.6% | 990 |
| 2012 | — | $112,138,718▲6.9% | $220,191,370▲2.4% | $1,847,131,694▲0.4% | 990 |
| 2011 | — | $104,910,670▼9.4% | $214,929,510▲6.4% | $1,839,630,062▲7.2% | 990 |
| 2010 | — | $115,774,467 | $201,979,178 | $1,715,617,121 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Leadership & compensation (FY2024)
Highest-paid: Timothy R Saracini — $3,000,860 (0.80% of total expenses)
| Name | Title | Hours/week | Compensation |
|---|---|---|---|
| Timothy R Saracini | Chief Financial Officer | 40 | $3,000,860 |
| Lisa R Ginter | Chief Executive Officer | 40 | $1,841,688 |
| Ravi Perumparambil | Chief Information Officer | 40 | $1,159,970 |
| Justin R Steitz | President Copper Financial | 40 | $942,624 |
| Michael P Haggerty | Chief Operating Officer/president Cuso | 40 | $913,535 |
| Richard R Schier | Chief Member Officer | 40 | $884,739 |
| James P Alderman | Senior Mortgage Consultant | 40 | $817,631 |
| Heath T Burch | Vp Wealth Management | 40 | $660,114 |
| Rance J Carlson | Private Wealth Advisor | 40 | $658,620 |
| Jeffrey S Vineyard | Private Wealth Advisor | 40 | $657,419 |
| Whitney A Bartelli | Chief Marketing & Strategy Officer | 40 | $618,394 |
| Linda K Boring | Vp Member Operations | 40 | $585,084 |
| Carrie L O'connor | Svp Chief Lending Officer | 40 | $559,989 |
| Anita B Newton | Chief Innovation Officer | 40 | $551,124 |
| Karl J Geisler | Svp Digital Strategy & Systems | 40 | $454,203 |
| Jason D Kepler | Senior Mortgage Consultant | 40 | $453,085 |
| Edwin L Rafferty | Senior Mortgage Consultant | 40 | $443,705 |
| Julia Schaller | Chief People Officer | 40 | $439,635 |
| Walter W Pirnot | General Counsel | 40 | $377,845 |
| Nicholas E Reitzler | Vp Commercial Banking | 40 | $362,399 |
Top vendors & contractors (FY2024)
| Contractor | Services | Paid |
|---|---|---|
| H&r Block Management LLC | Technology Support | $2,284,635 |
| Melinda Ramierz-setser | Professional Services | $145,818 |
Grants made · $1.0M in FY2024
21 grants totaling $1.0M in FY2024 — showing the 15 largest. All grants made by Community America Credit Union →
| Recipient | Purpose | Amount |
|---|---|---|
| Kansas City Kansas Community College Foundation | General support | $200,000 |
| Childrens Mercy Hospital | General support | $200,000 |
| Greater St Louis Inc | General support | $100,000 |
| 15 and the Mahomies Foundation | General support | $75,000 |
| Starlight Theatre Association of Kansas City Inc | General support | $75,000 |
| Junior Achievement of Greater Kansas City | General support | $60,000 |
| Guadalupe Centers Inc | General support | $50,000 |
| The Metropolitan Community College Foundation | General support | $50,000 |
| Big League Impact Inc | General support | $50,000 |
| Kansas City Area Development Council | General support | $25,000 |
| Boys Club of Greater Kansas City | General support | $25,000 |
| City Year Inc | General support | $25,000 |
| Sevendays Inc | General support | $15,000 |
| The University of Kansas Hospital | General support | $10,600 |
| Ronald Mcdonald House Kansas City | General support | $10,000 |
Frequently asked questions
- Is Community America Credit Union a legitimate nonprofit?
- Yes. Community America Credit Union is a 501(c)(14) organization registered with the U.S. Internal Revenue Service under EIN 44-6015072, based in Lenexa, Kansas.
- What is Community America Credit Union's EIN?
- Community America Credit Union's Employer Identification Number (EIN) is 44-6015072.
- How much revenue does Community America Credit Union report?
- Community America Credit Union reported $394,087,786 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does Community America Credit Union have?
- CharityIndex grades Community America Credit Union A, based on financial health (reserves and operating margin).
- How much does Community America Credit Union's highest-paid employee make?
- The highest reported compensation on Community America Credit Union's latest Form 990 is $3,000,860, paid to Timothy R Saracini (Chief Financial Officer).
More nonprofits in Lenexa
Explore more
Data for Community America Credit Union (EIN 44-6015072) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.