College & University Credit Union
501(c)(14)
Only null% goes to programs Strong reserves Growing revenue
College & University Credit Union is a 501(c)(14) organization based in Chicago, Illinois, registered in 1968, with $53,072 in FY2024 revenue. CharityIndex grades it C+.
1901 W Carroll Ave, Chicago, IL, 60612 EIN 36-6191374 Since 1968
Revenue (FY2024)
$53K
▲ 10.3% vs prior year
Expenses (FY2024)
$42K
Net assets
$147K
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
C+
★★★★
Rated on 2 of 4 criteria — the rest aren't reported in this filing type.
Held down by its weakest criterion — a strong score on one criterion can't hide a weak one.
How the rating works →—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for College & University Credit Union— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating43 mo reserves · +22% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For College & University Credit Union: 43 mo reserves · +22% margin earns a A on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for College & University Credit Union— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
DTransparency10% of the rating1 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For College & University Credit Union: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
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Contact & location
Financial trends
Revenue grew from $32K (FY2013) to $53K (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $1.1MNet assets $147K
Operating margin
21.6%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$1.2M
Total liabilities
$1.1M
Net assets
$147K
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $53,072▲10.3% | $41,592▲8.2% | $147,448▲8.4% | $1,227,660▼3.2% | 990 |
| 2023 | $48,099▲37.1% | $38,434▲20.8% | $135,968▲7.7% | $1,268,475▲3.0% | 990 |
| 2022 | $35,080▼12.2% | $31,823 | $126,303▲2.6% | $1,230,941▼0.7% | 990 |
| 2021 | $39,974▲16.8% | $31,831▼17.5% | $123,047▲7.1% | $1,240,147▲6.1% | 990 |
| 2020 | $34,238▲4.6% | $38,598▲20.1% | $114,904▼3.7% | $1,169,075▲7.2% | 990 |
| 2019 | $32,746▼3.8% | $32,139▲1.2% | $119,265▲0.5% | $1,090,673▲0.6% | 990 |
| 2018 | $34,029▲10.8% | $31,761▲5.4% | $118,657▲1.9% | $1,084,046 | 990 |
| 2017 | $30,704▲15.4% | $30,140▼15.6% | $116,389▲0.5% | $1,083,780▼2.5% | 990 |
| 2016 | $26,597▼9.1% | $35,690▲11.6% | $115,825▼7.3% | $1,111,845▼16.1% | 990 |
| 2015 | $29,250▼10.7% | $31,987▲9.2% | $124,918▼2.1% | $1,325,539▲4.9% | 990 |
| 2014 | $32,770▲1.2% | $29,281▼11.3% | $127,655▲5.1% | $1,264,102▼6.1% | 990 |
| 2013 | $32,391 | $32,998▼25.7% | $121,498▼0.5% | $1,346,205▼1.9% | 990 |
| 2012 | — | $44,401▼6.3% | $122,105▼8.0% | $1,372,725▲0.5% | 990 |
| 2011 | — | $47,398 | $132,714 | $1,365,288 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is College & University Credit Union a legitimate nonprofit?
- Yes. College & University Credit Union is a 501(c)(14) organization registered with the U.S. Internal Revenue Service under EIN 36-6191374, based in Chicago, Illinois.
- What is College & University Credit Union's EIN?
- College & University Credit Union's Employer Identification Number (EIN) is 36-6191374.
- How much revenue does College & University Credit Union report?
- College & University Credit Union reported $53,072 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does College & University Credit Union have?
- CharityIndex grades College & University Credit Union C+, based on financial health (reserves and operating margin).
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Data for College & University Credit Union (EIN 36-6191374) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.