Cnh Welfare Benefit Trust is a 501(c)(9) organization based in Racine, Wisconsin, registered in 1999, with $161,476,719 in FY2024 revenue. CharityIndex grades it B+, and it directs about 91% of spending to programs.
Revenue (FY2024)
$161.5M
▼ 6.2% vs prior year
Membership median: $185K
Expenses (FY2024)
$178.3M
Net assets
$65.4M
Employees
0
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. For Cnh Welfare Benefit Trust: 91% to programs earns a A on this criterion. See the exact thresholds →
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Cnh Welfare Benefit Trust: 4 mo reserves · -10% margin earns a C+ on this criterion. See the exact thresholds →
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. For Cnh Welfare Benefit Trust: 3 of 6 checks met earns a C+ on this criterion. See the exact thresholds →
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Cnh Welfare Benefit Trust: 4 of 5 disclosure signals earns a A on this criterion. See the exact thresholds →
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To provide life, illness, and accident benefits to eligible participants or their dependents/designated beneficiaries and to provide retirees with a health reimbursement arrangement
Revenue grew from $138.4M (FY2018) to $161.5M (FY2024) across 7 reported years.
Financial snapshot
Operating margin
-10.4%
Spent more than it raised in the latest fiscal year.
Total assets
$67.1M
Total liabilities
$1.8M
Net assets
$65.4M
Salaries & benefits
$0
0% of expenses
Board members
1
1 independent
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $161,476,719▼6.2% | $178,284,120▲0.2% | $65,353,750▼18.0% | $67,105,326▼17.0% | 990 |
| 2023 | $172,189,803▲19.7% | $177,900,666▼5.2% | $79,737,289▼6.7% | $80,894,509▼7.0% | 990 |
| 2022 | $143,843,670▼17.3% | $187,639,760▲32.2% | $85,492,650▼44.1% | $86,949,881▼43.6% | 990 |
| 2021 | $173,990,533▲14.2% | $141,984,636▼3.8% | $153,071,384▼9.8% | $154,103,739▼9.5% | 990 |
| 2020 | $152,313,968▲12.4% | $147,605,192▲1.7% | $169,776,542▲6.1% | $170,283,383▲6.0% | 990 |
| 2019 | $135,465,150▼2.1% | $145,116,561▼14.6% | $159,961,618▲8.7% | $160,706,502▲7.5% | 990 |
| 2018 | $138,400,177 | $169,996,941 | $147,117,940 | $149,472,507 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Highest-paid: State Street Bank and Trust — $55,133 (0.03% of total expenses)
| Name | Title | Hours/week | Compensation |
|---|---|---|---|
| State Street Bank and Trust | Trustee | 1 | $55,133 |
Explore more
Data for Cnh Welfare Benefit Trust (EIN 36-7045813) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.