Citizens Building & Loan Charitable Foundation
Only null% goes to programs Strong reserves
Citizens Building & Loan Charitable Foundation is a 501(c)(3) organization based in Greer, South Carolina, registered in 1999, with $145,580 in FY2025 revenue. CharityIndex grades it B.
229 Trade St, Greer, SC, 29651 EIN 56-2158345 Since 1999
Revenue (FY2025)
$146K
▼ 50.9% vs prior year
Philanthropy median: $168K
Expenses (FY2025)
$87K
Net assets
$1.5M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
B
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Citizens Building & Loan Charitable Foundation— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
B+Financial health25% of the rating207 mo reserves · +40% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Citizens Building & Loan Charitable Foundation: 207 mo reserves · +40% margin earns a B+ on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Citizens Building & Loan Charitable Foundation— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
CTransparency10% of the rating2 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Citizens Building & Loan Charitable Foundation: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
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Contact & location
- Address
- 229 Trade St, Greer, SC, 29651
- City
- Greer
- State
- South Carolina
- Subcategory
- Private Foundations
- Website
- …
Financial trends
Revenue grew from $110K (FY2014) to $146K (FY2025) across 12 reported years.
Financial snapshot
Financial health & position (FY2025)
Liabilities $0Net assets $1.5M
Operating margin
40.1%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$1.5M
Total liabilities
$0
Net assets
$1.5M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2025 | $145,580▼50.9% | $87,197▲12.3% | $1,503,718▲3.5% | $1,503,718▲3.5% | 990PF |
| 2024 | $296,251▲111% | $77,656▼31.0% | $1,452,228▲17.7% | $1,452,228▲17.7% | 990PF |
| 2023 | $140,734▼6.8% | $112,526▲10.5% | $1,233,633▲2.3% | $1,233,633▲2.3% | 990PF |
| 2022 | $150,937▼39.9% | $101,840▲12.8% | $1,205,425▲4.2% | $1,205,425▲4.2% | 990PF |
| 2021 | $251,238▲89.8% | $90,250▲1.6% | $1,156,328▲16.2% | $1,156,328▲16.2% | 990PF |
| 2020 | $132,340▲36.2% | $88,860▲3.0% | $995,340▲4.6% | $995,340▲4.6% | 990PF |
| 2019 | $97,148▼48.4% | $86,298▼10.6% | $951,860▲1.2% | $951,860▲1.2% | 990PF |
| 2018 | $188,281▲38.1% | $96,564▲22.5% | $941,010▲10.8% | $941,010▲10.8% | 990PF |
| 2017 | $136,316▲10.7% | $78,799▲1.8% | $849,293▲6.9% | $849,293▲6.9% | 990PF |
| 2016 | $123,085▲2.9% | $77,432▲3.9% | $794,375▲6.1% | $794,375▲6.1% | 990PF |
| 2015 | $119,590▲9.0% | $74,548▼5.0% | $748,722▲6.4% | $748,722▲6.4% | 990PF |
| 2014 | $109,700 | $78,499 | $703,680 | $703,680 | 990PF |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
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Frequently asked questions
- Is Citizens Building & Loan Charitable Foundation a legitimate nonprofit?
- Yes. Citizens Building & Loan Charitable Foundation is a 501(c)(3) organization registered with the U.S. Internal Revenue Service under EIN 56-2158345, based in Greer, South Carolina. Donations are tax-deductible.
- What is Citizens Building & Loan Charitable Foundation's EIN?
- Citizens Building & Loan Charitable Foundation's Employer Identification Number (EIN) is 56-2158345.
- How much revenue does Citizens Building & Loan Charitable Foundation report?
- Citizens Building & Loan Charitable Foundation reported $145,580 in total revenue on its fiscal year 2025 IRS Form 990 filing.
- What financial grade does Citizens Building & Loan Charitable Foundation have?
- CharityIndex grades Citizens Building & Loan Charitable Foundation B, based on financial health (reserves and operating margin).
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Data for Citizens Building & Loan Charitable Foundation (EIN 56-2158345) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.