Chicago Fire-fighters Credit Union
501(c)(14)
Only null% goes to programs Strong reserves Growing revenue
Chicago Fire-fighters Credit Union is a 501(c)(14) organization based in Chicago, Illinois, registered in 1937, with $4,402,243 in FY2025 revenue. CharityIndex grades it B.
6230 S Central Ave, Chicago, IL, 60638 EIN 36-0862203 Since 1937
Revenue (FY2025)
$4.4M
▲ 5.9% vs prior year
Expenses (FY2025)
$3.8M
Net assets
$12.5M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
B
★★★★
Rated on 2 of 4 criteria — the rest aren't reported in this filing type.
Held down by its weakest criterion — a strong score on one criterion can't hide a weak one.
How the rating works →—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Chicago Fire-fighters Credit Union— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating39 mo reserves · +13% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Chicago Fire-fighters Credit Union: 39 mo reserves · +13% margin earns a A on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Chicago Fire-fighters Credit Union— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
CTransparency10% of the rating2 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Chicago Fire-fighters Credit Union: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
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Contact & location
Financial trends
Revenue grew from $1.7M (FY2013) to $4.4M (FY2025) across 13 reported years.
Financial snapshot
Financial health & position (FY2025)
Liabilities $72.6MNet assets $12.5M
Operating margin
13.1%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$85.1M
Total liabilities
$72.6M
Net assets
$12.5M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2025 | $4,402,243▲5.9% | $3,824,502▲21.3% | $12,509,880▲4.8% | $85,136,594▲9.8% | 990 |
| 2024 | $4,155,699▲10.6% | $3,152,826▲7.5% | $11,932,139▲9.2% | $77,543,316▲4.3% | 990 |
| 2023 | $3,758,195▲41.3% | $2,934,101▲65.1% | $10,929,266▲8.2% | $74,356,983▼3.6% | 990 |
| 2022 | $2,659,682▲10.2% | $1,777,163▼6.6% | $10,105,172▲9.6% | $77,133,352▼0.6% | 990 |
| 2021 | $2,413,606▲2.3% | $1,902,278▲7.7% | $9,222,653▲5.9% | $77,630,432▲11.1% | 990 |
| 2020 | $2,359,806▼8.4% | $1,766,359▼7.1% | $8,711,324▲7.3% | $69,903,300▲21.2% | 990 |
| 2019 | $2,576,905▲7.6% | $1,902,075▲17.0% | $8,117,877▲9.1% | $57,677,680▲2.7% | 990 |
| 2018 | $2,395,385▲16.3% | $1,626,106▲6.7% | $7,443,048▲11.5% | $56,139,088▲0.5% | 990 |
| 2017 | $2,059,146▲13.0% | $1,524,618▲2.6% | $6,673,769▲8.7% | $55,856,960▲2.9% | 990 |
| 2016 | $1,822,133▲7.0% | $1,485,540▲11.3% | $6,139,241▲5.8% | $54,305,051▲3.4% | 990 |
| 2015 | $1,703,022▲4.8% | $1,334,674▼0.2% | $5,802,648▲6.8% | $52,537,472▲4.0% | 990 |
| 2014 | $1,625,130▼2.3% | $1,337,347▼7.2% | $5,434,301▲5.6% | $50,506,180▲6.7% | 990 |
| 2013 | $1,663,824 | $1,441,224▼6.9% | $5,146,516▲4.5% | $47,326,016▲3.9% | 990 |
| 2012 | — | $1,547,395▲19.4% | $4,923,916▲3.6% | $45,536,002▲4.2% | 990 |
| 2011 | — | $1,296,179▼25.1% | $4,754,005▲11.5% | $43,699,206▼2.2% | 990 |
| 2010 | — | $1,729,748 | $4,265,142 | $44,681,946 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is Chicago Fire-fighters Credit Union a legitimate nonprofit?
- Yes. Chicago Fire-fighters Credit Union is a 501(c)(14) organization registered with the U.S. Internal Revenue Service under EIN 36-0862203, based in Chicago, Illinois.
- What is Chicago Fire-fighters Credit Union's EIN?
- Chicago Fire-fighters Credit Union's Employer Identification Number (EIN) is 36-0862203.
- How much revenue does Chicago Fire-fighters Credit Union report?
- Chicago Fire-fighters Credit Union reported $4,402,243 in total revenue on its fiscal year 2025 IRS Form 990 filing.
- What financial grade does Chicago Fire-fighters Credit Union have?
- CharityIndex grades Chicago Fire-fighters Credit Union B, based on financial health (reserves and operating margin).
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Data for Chicago Fire-fighters Credit Union (EIN 36-0862203) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.