Carmen A Schiavo Associates Inc is a 501(c)(7) organization based in Everett, Massachusetts, registered in 1991, with $208,780 in FY2023 revenue. CharityIndex grades it C+.
Revenue (FY2023)
$209K
▲ 140.6% vs prior year
Expenses (FY2023)
$62K
Net assets
$242K
Employees
—
Rated on 2 of 4 criteria — the rest aren't reported in this filing type.
Held down by its weakest criterion — a strong score on one criterion can't hide a weak one.
How the rating works →Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Carmen A Schiavo Associates Inc— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Carmen A Schiavo Associates Inc: 47 mo reserves · +70% margin earns a A on this criterion. See the exact thresholds →
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Carmen A Schiavo Associates Inc— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Carmen A Schiavo Associates Inc: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
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Revenue grew from $92K (FY2018) to $209K (FY2023) across 6 reported years.
Financial snapshot
Operating margin
70.4%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$243K
Total liabilities
$999
Net assets
$242K
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2023 | $208,780▲141% | $61,812▼11.4% | $241,975▲12.8% | $242,974▲12.1% | 990 |
| 2022 | $86,790▼21.1% | $69,737▼12.3% | $214,519▲8.6% | $216,730▲9.0% | 990 |
| 2021 | $109,972▲26.4% | $79,488▲0.5% | $197,465▲34.8% | $198,837▲34.0% | 990 |
| 2020 | $87,031▼10.3% | $79,095▼1.2% | $146,509▲5.7% | $148,335▲5.9% | 990 |
| 2019 | $97,067▲5.9% | $80,047▲66.4% | $138,573▲21.5% | $140,056▲21.5% | 990 |
| 2018 | $91,650 | $48,099 | $114,053 | $115,275 | 990EZ |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
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Data for Carmen A Schiavo Associates Inc (EIN 04-2606619) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.