Blue Care Network of Michigan is a 501(c)(4) organization based in Detroit, Michigan, registered in 1981, with $4,804,963,335 in FY2024 revenue. CharityIndex grades it A, and it directs about 88% of spending to programs.
Revenue (FY2024)
$4.8B
▲ 7.2% vs prior year
Health median: $840K
Expenses (FY2024)
$5.0B
Net assets
$1.5B
Employees
0
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. For Blue Care Network of Michigan: 88% to programs earns a A on this criterion. See the exact thresholds →
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Blue Care Network of Michigan: 4 mo reserves · -5% margin earns a B+ on this criterion. See the exact thresholds →
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. For Blue Care Network of Michigan: 6 of 6 checks met earns a A+ on this criterion. See the exact thresholds →
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Blue Care Network of Michigan: 5 of 5 disclosure signals earns a A+ on this criterion. See the exact thresholds →
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Blue care network provides health care services to subscribers through contracts it has entered into with various physician groups, hospitals and other health care providers.
Program expenses related to self-funded business as a result of a recent change in the michigan insurance code. health maintenance organizations are permitted to directly contract with groups to administer self-funded group health plans. effective january 1, 2018 bcn began providing administering service only (aso) plans that are substantially related to bcn's exempt purposes. as a 501(c)(4) entity bcn is providing the same claims processing, administrative services and provider network for its aso customers as it does for the underwritten customers.
Revenue grew from $2.7B (FY2013) to $4.8B (FY2024) across 12 reported years.
Financial snapshot
Operating margin
-5.0%
Spent more than it raised in the latest fiscal year.
Total assets
$2.4B
Total liabilities
$883.8M
Net assets
$1.5B
Salaries & benefits
$321.1M
6% of expenses
Board members
15
12 independent
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $4,804,963,335▲7.2% | $5,047,420,488▲12.7% | $1,526,258,719▼14.5% | $2,410,029,020▼8.0% | 990 |
| 2023 | $4,483,151,632▲7.9% | $4,478,671,251▲5.6% | $1,784,233,980▲5.4% | $2,619,529,328▼0.3% | 990 |
| 2022 | $4,153,996,666▲2.1% | $4,241,941,116▲2.2% | $1,693,465,324▼5.5% | $2,627,985,022▼5.9% | 990 |
| 2021 | $4,068,672,345▼3.8% | $4,151,723,902▲1.6% | $1,791,379,725▼15.0% | $2,791,773,564▼8.1% | 990 |
| 2020 | $4,229,242,702▼3.1% | $4,087,914,132▼4.2% | $2,106,580,455▲10.5% | $3,036,231,739▲8.1% | 990 |
| 2019 | $4,366,314,594▼0.6% | $4,265,797,460▲3.4% | $1,905,985,858▲11.8% | $2,807,631,804▲12.3% | 990 |
| 2018 | $4,393,467,255▲18.7% | $4,125,556,889▲19.0% | $1,704,314,044▲13.2% | $2,499,496,688▲11.0% | 990 |
| 2017 | $3,702,318,436▲5.5% | $3,466,108,486▲1.3% | $1,505,054,210▲22.7% | $2,252,778,635▲13.7% | 990 |
| 2016 | $3,509,403,557▲4.7% | $3,420,285,116▲2.8% | $1,226,115,450▲8.8% | $1,981,918,076▲0.7% | 990 |
| 2015 | $3,351,543,535▲8.8% | $3,326,555,123▲8.8% | $1,127,424,454▲13.3% | $1,968,744,163▲9.6% | 990 |
| 2014 | $3,081,139,414▲12.7% | $3,057,322,138▲17.3% | $994,789,598▲2.2% | $1,796,385,567▲13.0% | 990 |
| 2013 | $2,732,914,284 | $2,606,149,973▲1.2% | $973,822,858▲9.5% | $1,589,402,592▲0.4% | 990 |
| 2012 | — | $2,574,004,869▲2.2% | $889,320,812▲25.0% | $1,583,028,246▲20.9% | 990 |
| 2011 | — | $2,518,677,674▲9.1% | $711,617,146▲29.4% | $1,309,143,675▲22.4% | 990 |
| 2010 | — | $2,309,466,668 | $549,723,629 | $1,069,174,508 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Highest-paid: William Black — $107,542 (0.00% of total expenses)
| Name | Title | Hours/week | Compensation |
|---|---|---|---|
| William Black | Director Chairperson | 1 | $107,542 |
| Paula Manderfield | Director | 1 | $75,636 |
| Julie Angott | Director | 1 | $75,352 |
| Masao Roy Wilson Md | Director | 1 | $75,324 |
| Bruce Wolf | Director | 1 | $75,231 |
| Melvin Larsen | Director Chairperson | 1 | $75,072 |
| Valeriah A Holmon | Director | 1 | $67,954 |
| Gregory Sudderth | Director | 1 | $67,737 |
| Mary Ann Weaver | Director | 1 | $67,572 |
| Richard Posthumus | Director | 1 | $67,572 |
| Robert Paul Kelch | Director | 1 | $67,572 |
| Sarah Doyle | Director | 1 | $67,542 |
| Brian Mac Lean | Vp Finance | 7 | — |
| Carl Siebers | Former Vp Claims Operations | 0 | — |
| Duwayne Mills | Vp Enrollment Billing and Fep | 14 | — |
| Jac Amerell | Vp & Controller | 9 | — |
| James P Kallas | Former Vp and Treasurer Bcn | 0 | — |
| Joseph J Radtka | Former Vp Enterprise Finance and Chief Risk Officer | 0 | — |
| Kathryn Levine | Vp & Pres & Ceo Bcn | 25 | — |
| Kenneth Dallafior | Evp President Hlth Plan Bus | 3 | — |
| Contractor | Services | Paid |
|---|---|---|
| Regents of the University of Michigan | Health Care | $611,012,992 |
| Henry Ford Health System | Health Care | $171,776,268 |
| Spectrum Health Hospitals | Health Care | $156,089,333 |
| William Beaumont Hospital | Health Care | $152,614,963 |
| St Joseph Mercy Hospital | Health Care | $114,865,663 |
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Data for Blue Care Network of Michigan (EIN 38-2359234) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.