Bernard J and Camille Cebelak Foundation is a 501(c)(3) organization based in Stanwood, Michigan, registered in 1986, with $1,005,135 in FY2024 revenue. CharityIndex grades it F.
Revenue (FY2024)
$1.0M
▲ 25.8% vs prior year
Expenses (FY2024)
$1.7M
Net assets
$7.0M
Employees
—
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Bernard J and Camille Cebelak Foundation— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Bernard J and Camille Cebelak Foundation: 50 mo reserves · -69% margin earns a F on this criterion. See the exact thresholds →
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Bernard J and Camille Cebelak Foundation— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Bernard J and Camille Cebelak Foundation: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
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Revenue grew from $226K (FY2013) to $1.0M (FY2024) across 12 reported years.
Financial snapshot
Operating margin
-68.7%
Spent more than it raised in the latest fiscal year.
Total assets
$7.0M
Total liabilities
$0
Net assets
$7.0M
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $1,005,135▲25.8% | $1,695,836▲30.7% | $7,004,692▼8.9% | $7,004,692▼8.9% | 990PF |
| 2023 | $799,298▲77.0% | $1,297,917▼19.9% | $7,685,096▼6.2% | $7,685,096▼6.2% | 990PF |
| 2022 | $451,625▼39.2% | $1,619,605▲19.1% | $8,193,594▼11.5% | $8,193,594▼11.5% | 990PF |
| 2021 | $742,336▲139% | $1,359,896▲54.9% | $9,260,808▼6.2% | $9,260,808▼6.2% | 990PF |
| 2020 | $310,613▼55.8% | $877,643▼36.4% | $9,877,843▼5.4% | $9,877,843▼5.4% | 990PF |
| 2019 | $703,378▼92.5% | $1,379,187▲67.2% | $10,444,376▼6.1% | $10,444,376▼6.1% | 990PF |
| 2018 | $9,394,836▲10092% | $825,027▲805% | $11,125,488▲336% | $11,125,488▲336% | 990PF |
| 2017 | $92,182▼81.4% | $91,136▼49.8% | $2,552,485 | $2,552,485 | 990PF |
| 2016 | $495,084▲438% | $181,606▼28.2% | $2,551,804▲14.0% | $2,551,804▲14.0% | 990PF |
| 2015 | $92,009▼20.5% | $253,098▼12.8% | $2,238,062▼6.6% | $2,238,062▼6.6% | 990PF |
| 2014 | $115,691▼48.8% | $290,262▼16.6% | $2,394,985▼6.8% | $2,394,985▼6.8% | 990PF |
| 2013 | $226,145 | $348,146 | $2,569,618 | $2,569,618 | 990PF |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
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Data for Bernard J and Camille Cebelak Foundation (EIN 38-2641979) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.