Belco Community Credit Union
501(c)(14)
Strong reserves Growing revenue
Belco Community Credit Union is a 501(c)(14) organization based in Harrisburg, Pennsylvania, registered in 2012, with $63,216,004 in FY2024 revenue.
449 Eisenhower Blvd, Harrisburg, PA, 17111 EIN 23-1445884 Since 2012
Revenue (FY2024)
$63.2M
▲ 13.1% vs prior year
Expenses (FY2024)
$60.4M
Net assets
$52.1M
Employees
273
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
A
★★★★
Rated on 3 of 4 criteria — the rest aren't reported in this filing type.
Capped at A — the top grade requires the fuller disclosure of a complete Form 990.
How the rating works →—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Belco Community Credit Union— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating10 mo reserves · +5% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Belco Community Credit Union: 10 mo reserves · +5% margin earns a A on this criterion. See the exact thresholds →
A+Governance25% of the rating6 of 6 checks met
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. For Belco Community Credit Union: 6 of 6 checks met earns a A+ on this criterion. See the exact thresholds →
A+Transparency10% of the rating5 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Belco Community Credit Union: 5 of 5 disclosure signals earns a A+ on this criterion. See the exact thresholds →
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Mission
We are a locally based, not-for profit credit union dedicated to meeting the needs of the communities we serve through exceptional service and financial education.
What they do
Provide members with regular savings, share draft, certificates of deposit, ira, club, health savings, and money market accounts with aggregate deposit balances that approximated $816,271,000 as of december 31, 2024.
Contact & location
- Address
- 449 Eisenhower Blvd, Harrisburg, PA, 17111
- City
- Harrisburg
- State
- Pennsylvania
- Category
- —
- Subcategory
- —
- Phone
- …
- Website
- …
Financial trends
Revenue grew from $23.0M (FY2013) to $63.2M (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $883.1MNet assets $52.1M
Operating margin
4.5%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$935.2M
Total liabilities
$883.1M
Net assets
$52.1M
Salaries & benefits
$20.5M
34% of expenses
Board members
8
8 independent
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $63,216,004▲13.1% | $60,370,971▲14.5% | $52,099,201▲4.9% | $935,226,776▲1.9% | 990 |
| 2023 | $55,881,523▲16.3% | $52,708,984▲28.9% | $49,642,207▲13.4% | $917,387,402▼1.9% | 990 |
| 2022 | $48,046,376▲17.6% | $40,889,110▲26.2% | $43,794,799▼39.2% | $935,041,238▲15.2% | 990 |
| 2021 | $40,862,040▲10.7% | $32,408,455▲0.6% | $72,014,184▲6.8% | $811,601,260▲9.5% | 990 |
| 2020 | $36,897,498▼3.6% | $32,210,678▲1.2% | $67,444,769▲11.0% | $741,180,010▲17.7% | 990 |
| 2019 | $38,281,599▲8.2% | $31,838,798▲3.3% | $60,765,019▲6.6% | $629,886,333▲2.6% | 990 |
| 2018 | $35,373,397▲17.0% | $30,834,038▲10.2% | $56,990,515▲6.4% | $613,628,377▲3.0% | 990 |
| 2017 | $30,230,786▲15.1% | $27,967,538▲21.7% | $53,544,468▲34.1% | $595,659,758▲31.3% | 990 |
| 2016 | $26,274,612▲5.5% | $22,979,233▼1.1% | $39,940,672▲8.2% | $453,823,918▲3.5% | 990 |
| 2015 | $24,908,964▲4.1% | $23,243,979▲8.4% | $36,926,748▲5.0% | $438,559,605▲4.6% | 990 |
| 2014 | $23,935,603▲4.1% | $21,435,428▲1.4% | $35,184,483▲3.8% | $419,270,134▲7.6% | 990 |
| 2013 | $22,998,708 | $21,144,932▲1.2% | $33,907,963▲7.3% | $389,627,433▲0.6% | 990 |
| 2012 | — | $20,885,240▼7.7% | $31,608,891▲8.6% | $387,192,627▲3.9% | 990 |
| 2011 | — | $22,619,703▲3.6% | $29,109,945▼1.0% | $372,585,630▲11.1% | 990 |
| 2010 | — | $21,831,031 | $29,405,952 | $335,352,544 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Leadership & compensation (FY2024)
Highest-paid: Amey Sgrignoli — $516,607 (0.86% of total expenses)
| Name | Title | Hours/week | Compensation |
|---|---|---|---|
| Amey Sgrignoli | Ceo | 40 | $516,607 |
| Rebeka Landon | Svp of Finance | 40 | $222,731 |
| Jason Allen | Svp of Member Engagement | 40 | $220,653 |
| Paul Perini III | Svp of Marketing & Busisness Development | 40 | $190,143 |
| Samuel Glesner | Svp of It and Cs | 40 | $187,749 |
| Timothy Bradley | Vp of It | 40 | $169,338 |
| Michael Wolfe | Svp of Lending | 40 | $162,715 |
| Marti Speck | Vp of Hr & Training | 40 | $162,348 |
| Scott Sabolsky | It Network Manager | 40 | $149,436 |
| Robert Hoke | Vp of Corporate Support | 40 | $140,493 |
| Nathan Davis | Business Lending Manager | 40 | $138,629 |
| Beverly Lilley | Director | 5 | — |
| Dawn Gamble | Vice Chairperson | 5 | — |
| Eric Leidigh | Assistant Secretary | 5 | — |
| Jeff Sterner | Assistant Treasurer | 5 | — |
| Richard Myxter | Secretary | 5 | — |
| Stephanie Miller | Treasurer | 5 | — |
| Terry Hessler | Chairperson | 5 | — |
| William O'donnell | Director | 5 | — |
Top vendors & contractors (FY2024)
| Contractor | Services | Paid |
|---|---|---|
| Jack Henry & Associates | It Services | $1,239,039 |
| Alkami Technology Inc | It Services | $734,784 |
| Diebold Nixdorf Incorp | Atm Services | $606,499 |
| Korporate Computing | It Services | $559,831 |
| Haberfeld Direct LLC | Marketing Services | $556,845 |
Grants made · $7,500 in FY2022
1 grant totaling $7,500 in FY2022. All grants made by Belco Community Credit Union →
| Recipient | Purpose | Amount |
|---|---|---|
| Boys & Girls Club of Harrisburg Inc | Annual sponsorship used to support organization's programs | $7,500 |
Frequently asked questions
- Is Belco Community Credit Union a legitimate nonprofit?
- Yes. Belco Community Credit Union is a 501(c)(14) organization registered with the U.S. Internal Revenue Service under EIN 23-1445884, based in Harrisburg, Pennsylvania.
- What is Belco Community Credit Union's EIN?
- Belco Community Credit Union's Employer Identification Number (EIN) is 23-1445884.
- How much revenue does Belco Community Credit Union report?
- Belco Community Credit Union reported $63,216,004 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- How much does Belco Community Credit Union's highest-paid employee make?
- The highest reported compensation on Belco Community Credit Union's latest Form 990 is $516,607, paid to Amey Sgrignoli (Ceo).
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Data for Belco Community Credit Union (EIN 23-1445884) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.