B & V Credit Union
501(c)(14)
Only null% goes to programs Strong reserves
B & V Credit Union is a 501(c)(14) organization based in Overland Park, Kansas, registered in 1978, with $1,247,112 in FY2023 revenue. CharityIndex grades it D.
11401 Lamar Ave, Overland Park, KS, 66211 EIN 44-0648650 Since 1978
Revenue (FY2023)
$1.2M
▲ 0.8% vs prior year
Expenses (FY2023)
$1.9M
Net assets
$7.7M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
D
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for B & V Credit Union— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
FFinancial health25% of the rating48 mo reserves · -54% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For B & V Credit Union: 48 mo reserves · -54% margin earns a F on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for B & V Credit Union— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
CTransparency10% of the rating2 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For B & V Credit Union: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
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Contact & location
- Address
- 11401 Lamar Ave, Overland Park, KS, 66211
- City
- Overland Park
- State
- Kansas
- Category
- —
- Subcategory
- —
- Website
- …
Financial trends
Revenue grew from $1.2M (FY2013) to $1.2M (FY2023) across 11 reported years.
Financial snapshot
Financial health & position (FY2023)
Liabilities $44.9MNet assets $7.7M
Operating margin
-53.6%
Spent more than it raised in the latest fiscal year.
Total assets
$52.6M
Total liabilities
$44.9M
Net assets
$7.7M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2023 | $1,247,112▲0.8% | $1,915,107▲59.7% | $7,656,154▼7.6% | $52,596,799▼14.7% | 990 |
| 2022 | $1,236,714▲4.6% | $1,199,538▲14.8% | $8,283,792▲1.7% | $61,643,726▼5.3% | 990 |
| 2021 | $1,181,850▼17.5% | $1,045,341▼16.9% | $8,148,779▼4.0% | $65,094,444▲0.4% | 990 |
| 2020 | $1,431,797▼8.3% | $1,257,486▼15.3% | $8,489,187▲2.8% | $64,815,159▲12.6% | 990 |
| 2019 | $1,560,661▲8.0% | $1,484,471▲19.5% | $8,259,466▲4.1% | $57,565,312▼3.3% | 990 |
| 2018 | $1,444,429▲10.1% | $1,242,187▲24.2% | $7,932,904▲1.8% | $59,505,954▼7.0% | 990 |
| 2017 | $1,312,226▲9.2% | $999,919▲17.5% | $7,796,163▲5.2% | $63,977,569▼4.0% | 990 |
| 2016 | $1,202,059▼1.6% | $851,264▼7.6% | $7,409,959▲2.9% | $66,650,942 | 990 |
| 2015 | $1,221,271▲2.0% | $920,814▼4.4% | $7,199,830▲6.6% | $66,681,726▲1.4% | 990 |
| 2014 | $1,197,706 | $963,195▲6.9% | $6,751,986▲18.9% | $65,770,334▲2.6% | 990 |
| 2013 | $1,197,788 | $900,856▼18.6% | $5,676,740▼13.8% | $64,108,753▼2.9% | 990 |
| 2012 | — | $1,107,219▼13.2% | $6,588,799▲2.9% | $65,991,111▲11.9% | 990 |
| 2011 | — | $1,275,720▼15.1% | $6,404,470▲7.1% | $58,967,638▲8.5% | 990 |
| 2010 | — | $1,502,492 | $5,982,097 | $54,354,725 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is B & V Credit Union a legitimate nonprofit?
- Yes. B & V Credit Union is a 501(c)(14) organization registered with the U.S. Internal Revenue Service under EIN 44-0648650, based in Overland Park, Kansas.
- What is B & V Credit Union's EIN?
- B & V Credit Union's Employer Identification Number (EIN) is 44-0648650.
- How much revenue does B & V Credit Union report?
- B & V Credit Union reported $1,247,112 in total revenue on its fiscal year 2023 IRS Form 990 filing.
- What financial grade does B & V Credit Union have?
- CharityIndex grades B & V Credit Union D, based on financial health (reserves and operating margin).
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Data for B & V Credit Union (EIN 44-0648650) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.