Annie F Ober Tr Fbo First Baptist Bank C/o Berverly National Bank
501(c)(3) Donations tax-deductible
Only null% goes to programs Strong reserves Growing revenue
Annie F Ober Tr Fbo First Baptist Bank C/o Berverly National Bank is a 501(c)(3) organization based in Buffalo, New York, registered in 1988, with $61,839 in FY2024 revenue. CharityIndex grades it C+.
Po Box 1504, Buffalo, NY, 14240 EIN 04-6036513 Since 1988
Revenue (FY2024)
$62K
▲ 683.7% vs prior year
Expenses (FY2024)
$31K
Net assets
$497K
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
C+
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Annie F Ober Tr Fbo First Baptist Bank C/o Berverly National Bank— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
B+Financial health25% of the rating191 mo reserves · +49% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Annie F Ober Tr Fbo First Baptist Bank C/o Berverly National Bank: 191 mo reserves · +49% margin earns a B+ on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Annie F Ober Tr Fbo First Baptist Bank C/o Berverly National Bank— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
DTransparency10% of the rating1 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Annie F Ober Tr Fbo First Baptist Bank C/o Berverly National Bank: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
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Contact & location
Financial trends
Revenue grew from $24K (FY2020) to $62K (FY2024) across 5 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $0Net assets $497K
Operating margin
49.4%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$497K
Total liabilities
$0
Net assets
$497K
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $61,839▲684% | $31,303▲2.3% | $497,276▲6.5% | $497,276▲6.5% | 990 |
| 2023 | $7,891▼59.9% | $30,585▼12.3% | $466,860▼4.7% | $466,860▼4.7% | 990 |
| 2022 | $19,699▼58.0% | $34,865▲3.2% | $489,764▼3.1% | $489,764▼3.1% | 990 |
| 2021 | $46,948▲96.8% | $33,786▲7.8% | $505,201▲2.7% | $505,201▲2.7% | 990 |
| 2020 | $23,857 | $31,350 | $492,030 | $492,030 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is Annie F Ober Tr Fbo First Baptist Bank C/o Berverly National Bank a legitimate nonprofit?
- Yes. Annie F Ober Tr Fbo First Baptist Bank C/o Berverly National Bank is a 501(c)(3) organization registered with the U.S. Internal Revenue Service under EIN 04-6036513, based in Buffalo, New York. Donations are tax-deductible.
- What is Annie F Ober Tr Fbo First Baptist Bank C/o Berverly National Bank's EIN?
- Annie F Ober Tr Fbo First Baptist Bank C/o Berverly National Bank's Employer Identification Number (EIN) is 04-6036513.
- How much revenue does Annie F Ober Tr Fbo First Baptist Bank C/o Berverly National Bank report?
- Annie F Ober Tr Fbo First Baptist Bank C/o Berverly National Bank reported $61,839 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does Annie F Ober Tr Fbo First Baptist Bank C/o Berverly National Bank have?
- CharityIndex grades Annie F Ober Tr Fbo First Baptist Bank C/o Berverly National Bank C+, based on financial health (reserves and operating margin).
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Data for Annie F Ober Tr Fbo First Baptist Bank C/o Berverly National Bank (EIN 04-6036513) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.