American Postal Workers Union Afl- Cio Health Plan Health & Wlfr Tr
501(c)(9)
Only null% goes to programs Strong reserves Declining revenue
American Postal Workers Union Afl- Cio Health Plan Health & Wlfr Tr is a 501(c)(9) organization based in Elkridge, Maryland, registered in 1997, with $8,263,534 in FY2024 revenue. CharityIndex grades it C.
6514 Meadowridge Rd Suite 195, Elkridge, MD, 21075 EIN 52-2035053 Since 1997
Revenue (FY2024)
$8.3M
▼ 50.7% vs prior year
Expenses (FY2024)
$9.7M
Net assets
$98.4M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
C
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for American Postal Workers Union Afl- Cio Health Plan Health & Wlfr Tr— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
C+Financial health25% of the rating122 mo reserves · -17% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For American Postal Workers Union Afl- Cio Health Plan Health & Wlfr Tr: 122 mo reserves · -17% margin earns a C+ on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for American Postal Workers Union Afl- Cio Health Plan Health & Wlfr Tr— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
DTransparency10% of the rating1 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For American Postal Workers Union Afl- Cio Health Plan Health & Wlfr Tr: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
Show this grade on your website
A live seal — it updates automatically when the grade changes and links donors to this verified profile.
Contact & location
Financial trends
Revenue declined from $10.8M (FY2013) to $8.3M (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $0Net assets $98.4M
Operating margin
-17.0%
Spent more than it raised in the latest fiscal year.
Total assets
$98.4M
Total liabilities
$0
Net assets
$98.4M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $8,263,534▼50.7% | $9,670,785▲19.6% | $98,403,081▼1.6% | $98,403,081▼1.6% | 990 |
| 2023 | $16,772,615▲21.2% | $8,085,938▲1.1% | $100,033,620▲14.8% | $100,033,620▲14.8% | 990 |
| 2022 | $13,838,976▼6.1% | $7,996,933▼0.1% | $87,123,773▼7.5% | $87,123,773▼7.5% | 990 |
| 2021 | $14,732,323▲12.8% | $8,001,253▲4.9% | $94,166,964▲7.3% | $94,166,964▲7.3% | 990 |
| 2020 | $13,061,528▼20.3% | $7,627,458▲6.7% | $87,790,415▲12.8% | $87,790,415▲12.8% | 990 |
| 2019 | $16,379,836▲67.4% | $7,145,810▲18.1% | $77,854,422▲16.4% | $77,854,422▲16.4% | 990 |
| 2018 | $9,784,750▲8.6% | $6,051,366▲7.0% | $66,874,563▲1.7% | $66,898,136▲1.6% | 990 |
| 2017 | $9,012,454▼35.8% | $5,653,627▼0.5% | $65,777,896▲9.9% | $65,818,802▲9.9% | 990 |
| 2016 | $14,033,500▲45.1% | $5,681,962▲0.2% | $59,872,165▲14.3% | $59,892,221▲14.3% | 990 |
| 2015 | $9,673,416▼5.3% | $5,668,848▲5.9% | $52,393,515▲5.7% | $52,394,416▲5.7% | 990 |
| 2014 | $10,214,574▼5.7% | $5,354,574▲3.7% | $49,562,908▲11.8% | $49,580,985▲11.8% | 990 |
| 2013 | $10,832,770 | $5,161,521▲7.1% | $44,332,093▲12.6% | $44,332,827▲12.6% | 990 |
| 2012 | — | $4,819,121▲0.8% | $39,367,473▲17.3% | $39,383,753▲17.3% | 990 |
| 2011 | — | $4,781,594▲6.2% | $33,557,648▲15.2% | $33,568,923▲15.1% | 990 |
| 2010 | — | $4,502,474 | $29,139,893 | $29,160,861 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is American Postal Workers Union Afl- Cio Health Plan Health & Wlfr Tr a legitimate nonprofit?
- Yes. American Postal Workers Union Afl- Cio Health Plan Health & Wlfr Tr is a 501(c)(9) organization registered with the U.S. Internal Revenue Service under EIN 52-2035053, based in Elkridge, Maryland.
- What is American Postal Workers Union Afl- Cio Health Plan Health & Wlfr Tr's EIN?
- American Postal Workers Union Afl- Cio Health Plan Health & Wlfr Tr's Employer Identification Number (EIN) is 52-2035053.
- How much revenue does American Postal Workers Union Afl- Cio Health Plan Health & Wlfr Tr report?
- American Postal Workers Union Afl- Cio Health Plan Health & Wlfr Tr reported $8,263,534 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does American Postal Workers Union Afl- Cio Health Plan Health & Wlfr Tr have?
- CharityIndex grades American Postal Workers Union Afl- Cio Health Plan Health & Wlfr Tr C, based on financial health (reserves and operating margin).
More nonprofits in Elkridge
Explore more
Data for American Postal Workers Union Afl- Cio Health Plan Health & Wlfr Tr (EIN 52-2035053) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.