Adelfi Credit Union
100% goes to programs Strong reserves Growing revenue
Adelfi Credit Union is a 501(c)(14) organization based in Brea, California, registered in 1965, with $35,658,099 in FY2024 revenue. CharityIndex grades it A, and it directs about 100% of spending to programs.
135 S State College Blvd Ste 500, Brea, CA, 92821 EIN 95-6111723 Since 1965
Revenue (FY2024)
$35.7M
▲ 9.3% vs prior year
Public Benefit median: $140K
Expenses (FY2024)
$38.2M
Net assets
$83.4M
Employees
105
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
A
A+Program efficiency40% of the rating100% to programs
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. For Adelfi Credit Union: 100% to programs earns a A+ on this criterion. See the exact thresholds →
B+Financial health25% of the rating26 mo reserves · -7% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Adelfi Credit Union: 26 mo reserves · -7% margin earns a B+ on this criterion. See the exact thresholds →
A+Governance25% of the rating6 of 6 checks met
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. For Adelfi Credit Union: 6 of 6 checks met earns a A+ on this criterion. See the exact thresholds →
ATransparency10% of the rating4 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Adelfi Credit Union: 4 of 5 disclosure signals earns a A on this criterion. See the exact thresholds →
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Mission
Adelfi partners with individuals, families, christ-centered ministries and businesses to protect, grow, and share their financial resources.
Contact & location
- Address
- 135 S State College Blvd Ste 500, Brea, CA, 92821
- City
- Brea
- State
- California
- Category
- Public & Societal Benefit
- Subcategory
- Financial Institutions
- Phone
- …
- Website
- …
Financial trends
Revenue declined from $65.1M (FY2013) to $35.7M (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $550.3MNet assets $83.4M
Operating margin
-7.1%
Spent more than it raised in the latest fiscal year.
Total assets
$633.7M
Total liabilities
$550.3M
Net assets
$83.4M
Salaries & benefits
$13.5M
35% of expenses
Board members
10
10 independent
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $35,658,099▲9.3% | $38,179,006▲22.0% | $83,412,892▼6.5% | $633,696,393▲11.4% | 990 |
| 2023 | $32,611,638▼41.7% | $31,295,089▲17.3% | $89,193,377▼0.1% | $568,720,887▼0.9% | 990 |
| 2022 | $55,925,105▲94.0% | $26,687,502▲15.9% | $89,247,593▲45.0% | $574,129,929▼1.3% | 990 |
| 2021 | $28,833,894▲13.9% | $23,029,866▼17.7% | $61,545,620▲9.5% | $581,626,285▼12.2% | 990 |
| 2020 | $25,320,189▲6.9% | $27,973,244▼8.0% | $56,184,961▼2.6% | $662,356,232▼7.5% | 990 |
| 2019 | $23,691,402▼28.3% | $30,400,545▼13.5% | $57,676,166▼9.8% | $715,897,899▲1.8% | 990 |
| 2018 | $33,023,913▼10.9% | $35,125,319▲5.0% | $63,976,057▼3.6% | $703,154,962▼9.9% | 990 |
| 2017 | $37,066,903▼11.9% | $33,455,849▼14.4% | $66,388,997▲5.7% | $780,188,859▼4.2% | 990 |
| 2016 | $42,074,839▲3.8% | $39,087,895▼29.0% | $62,806,803▲5.0% | $814,436,197▼9.6% | 990 |
| 2015 | $40,539,408▼17.4% | $55,020,876▼19.2% | $59,798,006▼19.5% | $900,486,682▼10.1% | 990 |
| 2014 | $49,086,104▼24.5% | $68,063,128▲13.5% | $74,255,696▼19.1% | $1,001,217,465▼6.8% | 990 |
| 2013 | $65,054,663 | $59,981,029▼13.9% | $91,781,175▲2.9% | $1,074,768,625▼0.9% | 990 |
| 2012 | — | $69,635,991▼23.3% | $89,168,144▲2.9% | $1,084,610,502▼5.2% | 990 |
| 2011 | — | $90,748,933▼9.8% | $86,650,329▼18.5% | $1,144,321,418▼5.0% | 990 |
| 2010 | — | $100,589,154 | $106,361,294 | $1,204,763,065 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Leadership & compensation (FY2024)
Highest-paid: Abel Luis Pomar — $776,486 (2.03% of total expenses)
| Name | Title | Hours/week | Compensation |
|---|---|---|---|
| Abel Luis Pomar | Former President Ceo | 40 | $776,486 |
| Nicki Harms | Svp Cfo | 40 | $443,890 |
| Bentley Hatcher | Former Svp Chief Lending Officer | 40 | $369,676 |
| Susan Rushing | Svp Chief Risk Officer/interim Ceo | 40 | $310,708 |
| Charles Kelly | Svp Chief Technology and Operations Officer | 40 | $300,388 |
| Carey Price | Svp Chief Banking Officer | 40 | $292,098 |
| Jimmy Lee | Svp Chief Marketing Officer | 40 | $281,710 |
| Wilhelmina Salcedo | Vp Controller | 40 | $192,396 |
| Diana Reynolds | Vp Compliance and Internal Controls | 40 | $184,193 |
| Heath Burke | Former Vp Information Technology | 40 | $179,768 |
| Brian Constable | Former Vp Enterprise Banking | 40 | $177,833 |
| Schuyler Francine | Deposit Business Development Officer | 40 | $171,709 |
| Christopher Montes | Vice-chairman | 5 | $4,788 |
| Robert Todd Anderson | Chairman | 5 | $4,720 |
| Dave Walker | Director | 5 | — |
| Graham Crain | Director | 5 | — |
| Hal Hoxie | Director | 5 | — |
| Hilda Kennedy | Director | 5 | — |
| Jeremy Anderson | Treasurer | 5 | — |
| John Bastian | Secretary | 5 | — |
Top vendors & contractors (FY2024)
| Contractor | Services | Paid |
|---|---|---|
| Mighty Roar LLC | Marketing Services/retainer | $320,000 |
Grants received · $300K total
2 grants to Adelfi Credit Union totaling $300K, reported by foundations on their Schedule I filings.
| Grantmaker | Purpose | Year | Amount |
|---|---|---|---|
| Gordon Christian Trust | General support | 2015 | $100,000 |
| Gordon Christian Trust | Returned grant | 2014 | $200,000 |
Grants made · $105K in FY2024
12 grants totaling $105K in FY2024. All grants made by Adelfi Credit Union →
| Recipient | Purpose | Amount |
|---|---|---|
| Mt Zion Baptist Church | Harvest festival outreach | $10,000 |
| Legacy Inc | General support | $10,000 |
| National Christian College Athletic Association | General support | $10,000 |
| Hope Enterprise | General support | $10,000 |
| Champion Ministries Inc | General support | $10,000 |
| University of the Nations Kona | Arusha accident response fund | $10,000 |
| Olive Crest | General support | $10,000 |
| One and All Church | General support | $10,000 |
| Atmosphere Church | General support | $7,000 |
| American Family Living | General support | $6,800 |
| Water For Good | General support | $5,600 |
| Rivers Edge Ranch | General support | $5,600 |
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Frequently asked questions
- Is Adelfi Credit Union a legitimate nonprofit?
- Yes. Adelfi Credit Union is a 501(c)(14) organization registered with the U.S. Internal Revenue Service under EIN 95-6111723, based in Brea, California.
- What is Adelfi Credit Union's EIN?
- Adelfi Credit Union's Employer Identification Number (EIN) is 95-6111723.
- How much revenue does Adelfi Credit Union report?
- Adelfi Credit Union reported $35,658,099 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- How much of Adelfi Credit Union's spending goes to programs?
- Adelfi Credit Union spends about 100% of its total expenses on programs, based on its latest IRS Form 990.
- What financial grade does Adelfi Credit Union have?
- CharityIndex grades Adelfi Credit Union A, based on program efficiency and fundraising cost.
- How much does Adelfi Credit Union's highest-paid employee make?
- The highest reported compensation on Adelfi Credit Union's latest Form 990 is $776,486, paid to Abel Luis Pomar (Former President Ceo).
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Data for Adelfi Credit Union (EIN 95-6111723) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.