Access Group Loan Reserve Trust I 51529-000 is a 501(c)(3) organization based in Wilmington, Delaware, registered in 2002, with $453,203 in FY2024 revenue. CharityIndex grades it B.
Revenue (FY2024)
$453K
▼ 6.0% vs prior year
Education median: $200K
Expenses (FY2024)
$18K
Net assets
$2.5M
Employees
—
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Access Group Loan Reserve Trust I 51529-000— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Access Group Loan Reserve Trust I 51529-000: 1681 mo reserves · +96% margin earns a B+ on this criterion. See the exact thresholds →
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Access Group Loan Reserve Trust I 51529-000— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Access Group Loan Reserve Trust I 51529-000: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
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Revenue grew from $5,741 (FY2013) to $453K (FY2024) across 12 reported years.
Financial snapshot
Operating margin
96.1%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$2.5M
Total liabilities
$4,375
Net assets
$2.5M
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $453,203▼6.0% | $17,500 | $2,451,043▲21.6% | $2,455,418▲21.6% | 990 |
| 2023 | $482,049▲12.4% | $17,500 | $2,015,340▲30.0% | $2,019,715▲29.9% | 990 |
| 2022 | $428,957▼27.3% | $17,500 | $1,550,791▲36.1% | $1,555,166▲36.0% | 990 |
| 2021 | $589,905▲20.6% | $17,500 | $1,139,334▲101% | $1,143,709▲100% | 990 |
| 2020 | $489,293▲22070% | $17,500▼78.0% | $566,929▲496% | $571,304▲474% | 990 |
| 2019 | $2,207▼28.9% | $79,495▼68.8% | $95,136▼44.8% | $99,511▼43.7% | 990 |
| 2018 | $3,104▼99.1% | $254,794▲1356% | $172,424▼59.3% | $176,799▼58.7% | 990 |
| 2017 | $338,803▲2606077% | $17,500▼79.0% | $424,114▲313% | $428,489▲300% | 990 |
| 2016 | $13▼100.0% | $83,145▲375% | $102,811▼44.7% | $107,186▼43.7% | 990 |
| 2015 | $128,284▲4888% | $17,500▼68.7% | $185,943▲147% | $190,318▲139% | 990 |
| 2014 | $2,572▼55.2% | $55,940▲41.0% | $75,159▼64.8% | $79,534▼63.5% | 990 |
| 2013 | $5,741 | $39,679▼68.6% | $213,287▼24.8% | $217,662▼24.4% | 990 |
| 2012 | — | $126,196▼95.2% | $283,439▼25.6% | $287,814▼25.3% | 990 |
| 2011 | — | $2,622,410▼50.1% | $381,132▼95.0% | $385,507▼94.9% | 990 |
| 2009 | — | $5,258,893 | $7,575,504 | $7,579,879 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
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Data for Access Group Loan Reserve Trust I 51529-000 (EIN 51-6522917) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.