37 Kemba Financial Credit Union
501(c)(14)
Strong reserves Growing revenue
37 Kemba Financial Credit Union is a 501(c)(14) organization based in Gahanna, Ohio, registered in 1969, with $152,858,152 in FY2024 revenue.
555 Officenter Pl, Gahanna, OH, 43230 EIN 31-6034826 Since 1969
Revenue (FY2024)
$152.9M
▲ 17.1% vs prior year
Expenses (FY2024)
$134.8M
Net assets
$256.6M
Employees
436
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
A
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for 37 Kemba Financial Credit Union— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating23 mo reserves · +12% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For 37 Kemba Financial Credit Union: 23 mo reserves · +12% margin earns a A on this criterion. See the exact thresholds →
A+Governance25% of the rating6 of 6 checks met
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. For 37 Kemba Financial Credit Union: 6 of 6 checks met earns a A+ on this criterion. See the exact thresholds →
ATransparency10% of the rating4 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For 37 Kemba Financial Credit Union: 4 of 5 disclosure signals earns a A on this criterion. See the exact thresholds →
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A live seal — it updates automatically when the grade changes and links donors to this verified profile.
Mission
Provide innovative convenient and competitively priced financial services that contribute to the well being of our members by promoting thrift and providing credit.
Contact & location
Financial trends
Revenue grew from $42.3M (FY2013) to $152.9M (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $2.0BNet assets $256.6M
Operating margin
11.8%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$2.3B
Total liabilities
$2.0B
Net assets
$256.6M
Salaries & benefits
$33.2M
25% of expenses
Board members
7
7 independent
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $152,858,152▲17.1% | $134,832,724▲21.6% | $256,593,396▲8.5% | $2,275,472,353▲6.9% | 990 |
| 2023 | $130,544,978▲36.8% | $110,840,448▲56.7% | $236,383,401▲9.3% | $2,127,675,316▲8.3% | 990 |
| 2022 | $95,459,407▲15.5% | $70,738,895▲22.2% | $216,350,714▼1.3% | $1,965,075,120▲4.0% | 990 |
| 2021 | $82,675,194▲3.7% | $57,897,710▼8.1% | $219,261,505▲10.2% | $1,889,723,616▲8.8% | 990 |
| 2020 | $79,755,276▼6.4% | $62,974,360▼7.0% | $199,052,228▲11.8% | $1,737,613,685▲18.1% | 990 |
| 2019 | $85,165,809▲19.6% | $67,725,126▲16.7% | $177,996,624▲11.4% | $1,471,375,658▲9.1% | 990 |
| 2018 | $71,220,757▲9.7% | $58,050,105▲18.8% | $159,742,936▲8.9% | $1,348,489,650▲12.2% | 990 |
| 2017 | $64,921,638▲12.1% | $48,864,851▲12.2% | $146,733,266▲12.0% | $1,201,609,452▲12.4% | 990 |
| 2016 | $57,910,923▲13.4% | $43,556,550▲9.7% | $131,060,530▲12.3% | $1,069,181,913▲9.3% | 990 |
| 2015 | $51,051,616▲10.7% | $39,704,627▲11.7% | $116,697,333▲10.2% | $978,172,355▲8.5% | 990 |
| 2014 | $46,125,076▲9.1% | $35,530,612▲8.2% | $105,892,285▲11.8% | $901,189,279▲6.4% | 990 |
| 2013 | $42,275,760 | $32,828,488▲5.4% | $94,750,602▲10.4% | $847,346,300▲12.9% | 990 |
| 2012 | — | $31,150,166▼0.2% | $85,855,636▲13.0% | $750,725,795▲13.2% | 990 |
| 2011 | — | $31,227,668▼1.2% | $76,004,197▲9.8% | $663,289,143▲11.7% | 990 |
| 2010 | — | $31,591,227 | $69,227,146 | $593,578,576 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Leadership & compensation (FY2024)
Highest-paid: Mark Decello — $1,077,393 (0.80% of total expenses)
| Name | Title | Hours/week | Compensation |
|---|---|---|---|
| Mark Decello | President Ceo | 50 | $1,077,393 |
| Donna Grimmett | Cfo | 50 | $400,635 |
| Ken Blevins | Chief Technology Officer | 50 | $338,091 |
| Shernette Henry | Vp Human Resources | 50 | $309,603 |
| Dawn Brahma | Chief Sales Officer | 50 | $309,134 |
| Amy Peterman | Chief Operating Officer | 50 | $291,734 |
| Brent Mccoy | Chief Credit Officer | 50 | $289,324 |
| Derek Sears | Director of Wealth Management | 45 | $235,233 |
| Marco Capalino | Chief Marketing Officer | 50 | $232,949 |
| Gretchen Bartholomew | Vp of Operations and Payment Strategy | 50 | $215,800 |
| Janet Oiler | Vp of Accounting Controller | 50 | $213,119 |
| Kimberly Brannen | Vp of Internal Audit | 50 | $203,865 |
| Christene Martin | Vp of Mortgage Operations | 50 | $202,945 |
| Douglas La Tour | Vp Risk | 50 | $193,994 |
| Frank Broering | Director of Network Services | 45 | $174,235 |
| Evelin Andrade-wells | Director of Member Engagement | 45 | $162,264 |
| John Caputo | Enterprise Data Architect | 45 | $162,118 |
| Amy Hofmeister | Director of Application Development | 45 | $159,904 |
| Rick Mariotti | Director | 5 | $1,111 |
| John Elden | Secretary | 5 | $827 |
Top vendors & contractors (FY2024)
| Contractor | Services | Paid |
|---|---|---|
| Ncr Atleos | Itm Servicing | $804,689 |
| Atm Solutions | Atm Cash Replenishment | $584,891 |
| Debrakuempel Inc | Hvac Maintenance | $523,888 |
| Qsi Inc | Itm Servicing | $455,172 |
| Chex Systems Inc | Reporting Services | $396,513 |
Frequently asked questions
- Is 37 Kemba Financial Credit Union a legitimate nonprofit?
- Yes. 37 Kemba Financial Credit Union is a 501(c)(14) organization registered with the U.S. Internal Revenue Service under EIN 31-6034826, based in Gahanna, Ohio.
- What is 37 Kemba Financial Credit Union's EIN?
- 37 Kemba Financial Credit Union's Employer Identification Number (EIN) is 31-6034826.
- How much revenue does 37 Kemba Financial Credit Union report?
- 37 Kemba Financial Credit Union reported $152,858,152 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- How much does 37 Kemba Financial Credit Union's highest-paid employee make?
- The highest reported compensation on 37 Kemba Financial Credit Union's latest Form 990 is $1,077,393, paid to Mark Decello (President Ceo).
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Data for 37 Kemba Financial Credit Union (EIN 31-6034826) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.