0005 Wright-patt Credit Union
501(c)(14)
Only null% goes to programs Strong reserves Growing revenue
0005 Wright-patt Credit Union is a 501(c)(14) organization based in Beavercreek, Ohio, registered in 1969, with $600,728,000 in FY2024 revenue. CharityIndex grades it A.
3560 Pentagon Blvd, Beavercreek, OH, 45431 EIN 31-0278870 Since 1969
Revenue (FY2024)
$600.7M
▲ 16.0% vs prior year
Expenses (FY2024)
$543.3M
Net assets
$829.8M
Employees
1,616
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
A
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for 0005 Wright-patt Credit Union— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating18 mo reserves · +10% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For 0005 Wright-patt Credit Union: 18 mo reserves · +10% margin earns a A on this criterion. See the exact thresholds →
A+Governance25% of the rating6 of 6 checks met
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. For 0005 Wright-patt Credit Union: 6 of 6 checks met earns a A+ on this criterion. See the exact thresholds →
ATransparency10% of the rating4 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For 0005 Wright-patt Credit Union: 4 of 5 disclosure signals earns a A on this criterion. See the exact thresholds →
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Mission
To promote thrift savings, borrowing, and financial services among its members.
What they do
Direct labor and employee benefits costs incurred to provide deposit services, originate loans, and service loans for members totaled $138,158,201.
Branch office occupancy and operations services 36 brick and mortar branches plus two call centers provides physical location for person to person financial services.
Contact & location
- Address
- 3560 Pentagon Blvd, Beavercreek, OH, 45431
- City
- Beavercreek
- State
- Ohio
- Category
- —
- Subcategory
- —
- Phone
- …
- Website
- …
Financial trends
Revenue grew from $157.3M (FY2013) to $600.7M (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $8.2BNet assets $829.8M
Operating margin
9.6%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$9.1B
Total liabilities
$8.2B
Net assets
$829.8M
Salaries & benefits
$133.3M
25% of expenses
Board members
9
9 independent
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $600,728,000▲16.0% | $543,282,000▲21.4% | $829,837,561▲9.4% | $9,066,358,561▲8.8% | 990 |
| 2023 | $518,010,000▲35.6% | $447,378,000▲48.9% | $758,276,893▲8.2% | $8,334,337,144▲6.9% | 990 |
| 2022 | $382,105,647▲11.5% | $300,406,139▲26.4% | $701,059,401▼7.6% | $7,794,453,245▲9.3% | 990 |
| 2021 | $342,592,866▲6.1% | $237,669,411▼3.6% | $758,529,561▲12.0% | $7,134,316,247▲14.2% | 990 |
| 2020 | $322,920,847▲7.0% | $246,584,979▲9.2% | $676,968,874▲16.0% | $6,249,879,363▲22.7% | 990 |
| 2019 | $301,810,002▲20.2% | $225,776,563▲15.8% | $583,816,614▲17.2% | $5,091,928,563▲15.0% | 990 |
| 2018 | $251,057,600▲15.4% | $194,917,756▲9.6% | $498,337,537▲11.7% | $4,428,100,680▲9.9% | 990 |
| 2017 | $217,607,189▲11.2% | $177,771,391▲13.9% | $446,152,447▲10.0% | $4,028,113,490▲16.4% | 990 |
| 2016 | $195,632,542▲7.7% | $156,133,463▲8.0% | $405,594,564▲9.6% | $3,459,301,179▲8.0% | 990 |
| 2015 | $181,671,705▲13.4% | $144,594,255▲11.2% | $370,139,905▲10.5% | $3,202,505,110▲7.1% | 990 |
| 2014 | $160,236,026▲1.9% | $129,998,918▲5.4% | $334,947,395▲10.1% | $2,989,777,424▲9.5% | 990 |
| 2013 | $157,274,589 | $123,341,491▲2.6% | $304,266,851▲10.0% | $2,729,914,255▲6.4% | 990 |
| 2012 | — | $120,266,409▲39.1% | $276,728,980▲14.6% | $2,566,064,030▲12.8% | 990 |
| 2011 | — | $86,435,860▲0.6% | $241,509,030▲11.7% | $2,275,713,569▲14.1% | 990 |
| 2010 | — | $85,925,755 | $216,262,798 | $1,993,990,433 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Leadership & compensation (FY2024)
Highest-paid: Timothy J Mislansky — $1,055,531 (0.19% of total expenses)
| Name | Title | Hours/week | Compensation |
|---|---|---|---|
| Timothy J Mislansky | President & Ceo | 39 | $1,055,531 |
| Daniel G Smith | Chief Financial Officer | 40 | $739,841 |
| Steven J Harrell | Director, Retirement Solutions | 40 | $535,034 |
| Amy Reilly | Chief Administrative Officer | 39 | $502,368 |
| Molly Kay Lampe | Chief Legal Officer | 40 | $450,323 |
| Eric E Bugger | Chief Lending Officer | 40 | $428,464 |
| Jennifer Ogden | Chief Risk Officer | 40 | $427,862 |
| Kevin Scott Johnson | Chief Information Officer | 40 | $394,157 |
| Benjamin Thomas Rempe | President of Mycumortgage, LLC (end 09/2024) | 40 | $365,635 |
| Rosanne Schutzman | Chief Operating Officer (end 08/2024) | 40 | $360,374 |
| Michael K Thompson | Senior Financial Advisor | 40 | $357,961 |
| John M Sagraves | Senior Financial Advisor | 40 | $342,711 |
| Paul Sutor | President of Mycumortgage, LLC | 40 | $334,300 |
| Kimberly Lynne Riley | Chief Experience Officer | 40 | $331,510 |
| Tracy A Szarzi-fors | Senior Vp, Marketing | 20 | $322,145 |
| Stephanie R Mason | Senior Vp, Compliance & Bsa | 40 | $317,279 |
| Jason A Frantz | Vp, Fraud Risk Management | 40 | $286,434 |
| Mallory Ann Johnson Sestic | Vp, Assistant General Counsel | 40 | $280,691 |
| Frank Petrie | Director, Retail Mortgage Originations | 40 | $280,160 |
| Christopher L Mulkey | Vp, Consumer Lending | 40 | $260,783 |
Top vendors & contractors (FY2024)
| Contractor | Services | Paid |
|---|---|---|
| Ttec Digital LLC | Telecom | $1,992,997 |
| Allied Universal Security Services | Security | $680,418 |
| Vaco LLC | Temp/contractor & Recruiting | $674,565 |
| Rsm Us LLP | Consulting | $658,700 |
| Continental Broadband LLC | Technology/cloud | $644,313 |
Grants made · $1.0M in FY2024
17 grants totaling $1.0M in FY2024 — showing the 15 largest. All grants made by 0005 Wright-patt Credit Union →
| Recipient | Purpose | Amount |
|---|---|---|
| Wpcu Sunshine Community Fund | Community giving | $465,628 |
| Wright State University Foundation Inc | Community giving | $335,500 |
| Disabled Sports USA | Community giving | $25,000 |
| Omega Community Development Corporation | Community giving | $25,000 |
| Central State University Innovation and Development Foundation | Scholarships | $20,000 |
| Sinclair Community College Foundation | Scholarships | $19,000 |
| Dayton Development Coalition Inc | Annual dues | $17,000 |
| Ronald Mcdonald House Charities Dayton | Community giving | $15,000 |
| Boys & Girls Club of Dayton Inc | Community giving | $15,000 |
| Bridgeway Academy | Community giving | $11,750 |
| Heart Food Pantry | Community giving | $10,000 |
| Miami Valley Public Media Inc | Community giving | $10,000 |
| Habitat For Humanity of Greter Dayton Inc | Community giving | $10,000 |
| Greater Columbus Chamber of Commerce | Community giving | $7,500 |
| Destination Canal Winchester | Community giving | $7,500 |
Frequently asked questions
- Is 0005 Wright-patt Credit Union a legitimate nonprofit?
- Yes. 0005 Wright-patt Credit Union is a 501(c)(14) organization registered with the U.S. Internal Revenue Service under EIN 31-0278870, based in Beavercreek, Ohio.
- What is 0005 Wright-patt Credit Union's EIN?
- 0005 Wright-patt Credit Union's Employer Identification Number (EIN) is 31-0278870.
- How much revenue does 0005 Wright-patt Credit Union report?
- 0005 Wright-patt Credit Union reported $600,728,000 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does 0005 Wright-patt Credit Union have?
- CharityIndex grades 0005 Wright-patt Credit Union A, based on financial health (reserves and operating margin).
- How much does 0005 Wright-patt Credit Union's highest-paid employee make?
- The highest reported compensation on 0005 Wright-patt Credit Union's latest Form 990 is $1,055,531, paid to Timothy J Mislansky (President & Ceo).
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Data for 0005 Wright-patt Credit Union (EIN 31-0278870) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.